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HometapHometapUnited States

Default Servicing Specialist

Monitors investment portfolio for default events, acts as SPOC for homeowners in default, conducts due diligence on property status, and ensures compliance with guidelines. Requires 2+ years in mortgage/default servicing and a bachelor's degree.

65k – 65k
Remote2+ YOEAccount Management

About the role

Responsibilities

  • Function as the Single Point of Contact (SPOC) with Homeowners when an investment enters a defaulted status.
  • Place outbound calls to Homeowners, send and respond to emails, and take inbound calls.
  • Review weekly reports regarding property status including sale of home, tax status, new liens, foreclosure, bankruptcy, etc.
  • Complete initial due diligence on events of default including ordering property reports, researching county websites, research in Pacer, etc.
  • Learn and adhere to all investor guidelines and Hometap’s Option Purchase Agreement.
  • Review all incoming Legal documents and upload them to system of record.
  • Accurately enter data and maintain electronic files within the system of record.
  • Complete all default tasks assigned within set timeframes.
  • Comply with all state and federal guidelines.
  • Partner with Legal team on adverse events when necessary.

Requirements

  • 2+ years of experience with mortgage servicing, loan post-closing, or default servicing.
  • Experience reading mortgage and/or default documents (i.e. mortgages, deed of trust, foreclosure and bankruptcy documents, trusts and titles).
  • Relentless attention to detail with a high degree of accuracy.
  • Ability to multitask and work under pressure within a deadline-oriented environment.
  • Comfort working independently as well as in a team environment, with a desire to take ownership of work.
  • Strong client service skills, and an ability to communicate professionally with others.
  • Bachelor’s degree, ideally in business, finance or a related field.

Compensation

  • Annual compensation: $65,000.
  • Meaningful equity.
  • Generous medical, dental, and vision coverage, work-from-home stipend, parental leave, and paid time off.

Skills

Mortgage ServicingDefault ServicingLoan Post-ClosingForeclosure DocumentsBankruptcy DocumentsDeed Of TrustPacerProperty ReportsCounty Records ResearchLegal Documents
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