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HometapHometapUnited States

Underwriter

Underwriter reviewing homeowner applications for home equity investments, analyzing property and applicant data against guidelines to make investment eligibility recommendations. Requires prior underwriting experience and a bachelor's degree preferred.

75k – 75k
RemoteFinance & Accounting

About the role

What you'll do:

  • Work closely with our Sales and Processing teams to review homeowner applications quickly and accurately
  • Evaluate applicant and property information against our underwriting criteria, confirm the application is complete, and make informed investment recommendations
  • Review and analyze appraisal reports for accuracy and compliance with guidelines, evaluating comparables, market trends, and property conditions to confirm value is supported
  • Flag applications that raise concerns around completeness or risk
  • Determine eligibility amounts based on your analysis of applicant and property information
  • Collaborate with a cross-functional team of Sales and Operations associates to complete each application review

What you bring:

  • Prior underwriting experience
  • Sharp attention to detail in a fast-paced environment, including strong proofreading and fact-checking skills
  • Strong judgment, with comfort making recommendations against a rules rubric and escalating issues and questions as needed
  • Ability to work independently and as part of a team
  • Comfort handling multiple responsibilities and staying proactive under deadlines
  • Strong written and verbal communication skills, with a client-oriented approach
  • An interest in real estate and fintech, and excitement about joining a growing tech company
  • Bachelor's degree preferred, ideally in business, finance, or a related field

Compensation:

  • The base salary for this role is $75,000 with additional earning potential through a performance-based monthly incentive
  • Meaningful equity
  • Generous medical, dental, and vision coverage
  • Work-from-home stipend
  • Parental leave
  • Plenty of paid time off

Skills

UnderwritingRisk AssessmentAppraisal AnalysisReal Estate AnalysisFinancial AnalysisAttention To DetailCross-Functional Collaboration
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