Collections Portfolio Specialist responsible for managing delinquent auto loans through outbound/inbound calls, loss mitigation, customer negotiations for extensions or refinancing, and resolving servicing issues like repossessions or bankruptcies. Requires 2+ years collections experience, strong communication/negotiation skills, and ability to work a flexible schedule including evenings and weekends.
Salary not listed
Hybrid2+ YOEOther
About the role
Responsibilities
Maintain delinquency and mitigate losses by conducting outbound and inbound collection and customer service calls.
Comply with all federal and state specific laws that regulate collections and servicing activities.
Provide consistent and productive follow up on delinquent accounts ranging from 5-90+ days delinquent.
Investigate and resolve complex problems and issues generally associated with loan servicing, i.e. potential loss situations such as insurance claims, confiscations, impounds, bankruptcy sequestrations and repossessions.
Advance win-win solutions to assist customers with payment extensions and refinance options.
Requirements
HS Diploma or GED required (some college coursework a plus).
Preferably two years of collections and/or servicing experience, ideally in auto finance or an installment loan portfolio.
Able to work a flexible schedule which may include some overtime, some nights, weekends, and holidays.
Honest with strong work ethic, unscheduled absences are rare, always punctual.
Basic understanding of finance/lending; Lease servicing experience a plus.
Working knowledge of Word and Excel.
Able to master use of web-based system of record (LoanPro) and available skip tools (training provided).
Energetic, flexible, empathetic, with a positive attitude, with the ability to work well under pressure to meet daily and monthly goals.
Strong communication and negotiation skills along with excellent “people” skills and a strong customer service attitude.
Possess excellent written and verbal communications skills; Bilingual English/Spanish a plus.
Benefits
Robust Health Care Plans (Medical, Dental & Vision)
Up to 20 Days PTO (Accrued)
Generous Parental Leave
Retirement Plan (401k with Company Match).
Educational Assistance/Tuition Reimbursement up to $3K/year
Recreational Safety Benefit
Wellhub (Gympass) Wellness Benefit
Skills
collectionsloan servicingauto financeExcelloanproskip tracingNegotiationcustomer servicebilingual english spanish
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