Data Analyst, Payments
Analyzes payment network costs, fees, and margin trends while building billing models, validating fee accuracy, and driving cost-saving initiatives. Requires 4+ years in payments, SQL proficiency, financial modeling, and cross-functional technical and operational experience.
About the job
Responsibilities
- Collaborate across engineering, accounting, financial partnerships, and product teams to analyze billions of dollars moving through the Stripe platform.
- Translate network specifications into implementation instructions to create billing models for new and revised scheme and interchange fees.
- Influence product strategy to minimize network costs.
- Collaborate with Product, Engineering, and Finance to implement cost-saving opportunities, prioritize investment, and explain cost and margin trends.
- Monitor and maintain fee accuracy through validation and alerting.
- Create fee explainability for internal and external stakeholders and host education sessions for internal teams.
- Introduce data and process efficiencies to meet Stripe's scale and speed.
- Identify and automate inefficient operational processes to reduce manual workloads.
- Drive the design, documentation, and training of operational processes to scale network cost operations and leverage partner relationships.
Requirements
- 4+ years of experience in payments at a leading technology or payments company.
- Ability to write SQL to query relational databases.
- Experience managing communications and workflows with technical and non-technical internal and external stakeholders.
- Experience navigating complex financial systems and solving large-scale technical challenges.
- Strong financial modeling and diagnostic skills to investigate, prioritize, and identify root causes of issues.
- Experience managing multiple concurrent workstreams, triaging technical issues, and driving solutions with clear impact metrics.
Nice-to-haves
- Experience in fast-paced environments such as high-growth fintech, technology companies, or management consulting.
- Experience mentoring junior team members in technical skill development, operational strategy, and problem solving.
- Experience working with product managers, engineers, finance teams, or accounting teams.
- Experience handling tickets and adhering to operational targets and metrics.
- Experience with visualization tools.
Skills
SQL, Relational Databases, Financial Modeling, Data Visualization, Payments, Payment Networks, Billing Models, Financial Systems, Data Analysis, Process Automation
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