Digital Assets Compliance

Responsibilities

Operate compliance infrastructure

• Operate the AML/BSA monitoring capabilities for stablecoin and crypto payment products in accordance with the GENIUS Act and Bank Secrecy Act requirements and the Bank's existing AML program.
• Refine and maintain a comprehensive sanctions compliance program for digital assets, including blockchain analytics, wallet screening, and sanctions risk management specific to crypto payment flows.
• Expand our existing suspicious activity monitoring and sanctions screening tools and processes to blend digital asset-specific workflows.
• Develop, test, and tune new blockchain monitoring rules.
• Own monthly metric reporting on stablecoin-specific activity.
• Build out stablecoin-specific operational policies and procedures.
• Stay on top of emerging risk trends in digital assets and update the program accordingly.

Support business growth

• Serve as the primary AML subject matter advisor to product and engineering teams building the stablecoin infrastructure.
• Translate regulatory requirements into concrete technical specifications (e.g., "we need the ability to freeze tokens within X minutes of receiving a court order").
• Conduct compliance reviews of new product features and partnerships before launch.
• Partner with our bank compliance team to ensure our crypto program integrates seamlessly with Column's existing BSA/AML framework.
• Provide guidance on due diligence evaluation requirements for customers using stablecoin rails.
• Respond to RFIs from partners on our stablecoin compliance program.

Develop and run our crypto investigations portfolio

• Perform extensive investigations related to transaction monitoring and screening that could implicate potential money laundering, fraud, or terrorist financing.
• Prepare and document triage investigations and their dispositions according to FinCEN/FFIEC expectations and Bank procedures.
• Review transaction and wallet screening reports for potential OFAC violations and report potential true positives to the BSA Officer.
• Draft RFIs to partners and monitor for response.
• Establish lines of communication and recurring meetings with partner compliance teams.
• Refine investigation procedures based on operational learnings.
• Build out our incoming and ongoing training program for crypto investigations and crypto broadly.

Requirements

• 4-5+ years of experience in financial crimes compliance, with at least 3 years working on digital assets, crypto, or blockchain-related compliance; must include some experience in investigations.
• Expert knowledge of BSA/AML requirements and how they apply to digital assets under existing regulatory and industry standards.
• Strong understanding of stablecoin mechanics, blockchain technology, and crypto payment flows.
• First-principles thinker who can design robust systems from scratch, not just operate existing playbooks.
• Strong technical aptitude — comfortable working with engineering teams to build compliance into product architecture.
• Comfortable operating in ambiguity and making risk-based decisions with incomplete information.
• High EQ and strong stakeholder management skills; can build trust with regulators, auditors, and internal teams.

Nice-to-Haves

• Experience building programs and tooling.
• Monitoring and analyzing cryptocurrency transactions using best-in-class blockchain investigations tools.

Compensation and Benefits

• Annual base salary range: $130,000 - $170,000 + equity.
• Comprehensive health, dental, and vision plans (100% covered for employee and dependents).
• Comprehensive family planning and fertility benefits via Carrot (up to $20,000 reimbursement).
• Up to $2,000 (post-tax) monthly rent subsidy for employees living within 2 miles of office.
• FSA and HSA options.
• 401k plan with self-directed brokerage options.
• Flexible time-off policy.
• 100% paid parental leave (16 weeks for birth mothers, 12 weeks for primary caregivers, 8 weeks for secondary caregivers).
• Up to $4,500 in annual reimbursements for backup childcare.
• Catered lunches and dinners for SF employees.
• Commuter benefits.
• Regular team building events, including annual offsite.