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Credit Analyst Manager

Leads credit analyst team to evaluate business creditworthiness for corporate card and lending products, refines credit policies, analyzes financial data, and collaborates on automation and scoring models. Requires 10+ years in underwriting or credit risk, ideally in fintech or SMB lending.

180k – 205kNew York, NYOtherOnsite10+ YOE

About the role

What You’ll Do

  • Lead the credit analyst team for new and existing applicants across Parker’s corporate card and lending products.
  • Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
  • Analyze financials, bank data, and alternative data sources to assess creditworthiness.
  • Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
  • Support Sales and Success teams with responsive, well-informed credit decisions.
  • Monitor portfolio performance and adjust underwriting strategies accordingly.
  • Help build a scalable, high-performing underwriting team over time.

What We’re Looking For

  • 10+ years of experience in underwriting, credit risk, or lending — ideally with SMBs, eCommerce, or card-based products
  • Background in fintech, payments or embedded credit products
  • Strong analytical mindset with experience evaluating financial statements and cash flow.
  • Familiarity with underwriting automation tools and workflows
  • Excellent communication skills and a collaborative, low-ego approach
  • Experience in high-growth startups or fintech environments is a plus

Nice to Have

  • Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
  • Exposure to capital markets or structured finance
  • Experience with tools like Plaid, Alloy, and Ocrolus

Skills

PlaidAlloyOcrolusUnderwriting AutomationFinancial Statements AnalysisCash Flow AnalysisCredit RiskScoring ModelsSmb LendingEcommerce Credit

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