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UpstartUpstartUnited States

Staff Credit Analyst

Staff Credit Analyst (Contractor) supporting migration of credit analytics workflows from spreadsheets to a new internal platform. Requires 6+ years in credit/risk analytics, advanced SQL, and experience with data validation and system migrations.

75 – 88/hr
Remote6+ YOEFinance & Accounting

About the role

How you’ll make an impact

  • Execute testing plans to validate the accuracy and functionality of credit analytics workflows migrated from spreadsheet-based processes into a new platform.
  • Perform detailed reconciliations between legacy and new-system outputs, investigate discrepancies, and document findings.
  • Partner with Engineering, Product, and Analytics teams to troubleshoot issues, validate fixes, and support platform readiness for production use.
  • Develop reporting, monitoring, and validation processes that help ensure data quality and operational stability throughout the migration effort.
  • Support go-live activities, including user acceptance testing, issue triage, process documentation, and stakeholder communications.
  • Contribute to change management efforts by creating training materials, documenting workflows, and supporting end-user adoption of new processes.
  • Leverage AI agents and modern tooling to accelerate testing, reconciliation, documentation, and root-cause investigation.

Minimum Qualifications

  • Bachelor's degree in Finance, Economics, Statistics, Mathematics, Engineering, Analytics, or a related quantitative field (or equivalent practical experience).
  • 6+ years of experience in credit analytics, risk analytics, financial services analytics, or a related quantitative function.
  • Experience performing data validation, reconciliation, testing, or quality assurance activities for analytical or operational processes.
  • Advanced SQL skills and experience working with large datasets.
  • Experience using spreadsheet-based analytical models and translating business requirements into scalable processes or systems.

Preferred Qualifications

  • Knowledge of consumer lending, credit risk, loan performance monitoring, or portfolio analytics.
  • Experience supporting technology implementations, system migrations, or process transformation initiatives.
  • Ability to investigate data discrepancies and partner with technical teams to resolve root-cause issues.
  • Experience creating process documentation, training materials, or operational readiness plans.
  • Skills in Python, R, or business intelligence tools used for reporting and analysis.

Skills

SQLPythonRData ValidationReconciliationCredit AnalyticsRisk AnalyticsFinancial Services AnalyticsSpreadsheet ModelingBusiness Intelligence Tools
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