Manager, Risk Strategy

Responsibilities

• Perform advanced data analytics and advise on underwriting strategies for loan origination, loan amount assignment, and loan pricing that optimize profitability.
• Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure.
• Design and monitor key KPIs to provide insights into the credit lifecycle.
• Maintain quality control and validation that risk processes are working as expected.
• Improve sophistication and technical implementation of current approaches.
• Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite.
• Develop business insights and communicate proposals to C-level audiences.
• Work cross-functionally with Tech, Product, Sales, and Finance teams to lead and manage new credit product initiatives.

Requirements

• Bachelor’s degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred).
• Strong understanding of consumer credit and lending.
• 3+ years of experience in performing credit analysis, including experience with data visualization tools such as Tableau or Power BI.
• Exceptional hands-on experience with Python, SQL, and Excel.
• Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences.
• Strong written and oral communication skills.

Compensation

Base salary of $110,000 to $150,000 + corporate bonus eligibility. Total Rewards also include stock option package and benefits (health care plans, generous parental leave, flexible time off, 401k match, educational assistance up to $3K/year, life insurance, disability, ancillary benefits, wellness benefits).