Chief Compliance Officer

What You’ll Do

• Develop a compliance framework that allows the company to build and scale innovative financial products within legal and regulatory guidelines
• Advise leadership on how compliance can be a differentiator in the Earned Wage Access market
• Track regulatory developments and proactively adapt compliance programs to stay ahead of potential challenges
• Engage with regulators, industry groups, and policymakers to help shape the future of EWA regulations
• Build scalable compliance solutions that grow with the company’s expansion into new markets and product lines
• Work hand-in-hand with product, engineering and design teams to ensure compliance is embedded into the product design process early
• Advise on structuring products to balance compliance with customer experience and market competitiveness
• Ensure compliance processes are designed to be lightweight and efficient, reducing operational friction
• Guide the management team on compliance strategy, ensuring regulatory considerations are integrated into business decisions and product innovation
• Deliver clear, data-driven compliance reports to the Board on program effectiveness, regulatory trends, and key risk areas
• Develop a compliance-first culture where teams see regulations as guardrails for smart innovation
• Educate employees on practical compliance principles
• Work cross-functionally with leadership, legal, risk, and finance to align compliance strategies with business objectives

Requirements

• 10+ years of experience in compliance, legal, or risk management roles within fintech, financial services, or adjacent regulated industries
• Proven track record of building or scaling compliance programs in product-driven, fast-paced environments, ideally at a Series A–C stage and/or technology company
• Strong working knowledge of U.S. consumer financial regulations, including those relevant to cash advances, lending, credit products, tradelines and payments
• Experience designing and implementing AML/KYC programs, with knowledge of Bank Secrecy Act (BSA), OFAC requirements, and FinCEN guidance
• CAMS certification (or equivalent AML credential) strongly preferred
• Demonstrated ability to interpret and apply regulations pragmatically, enabling compliant solutions that support innovation and user experience
• Experience engaging with state and federal regulatory bodies, auditors, and financial institution partners
• Comfortable working cross-functionally with product, engineering, legal, and operations to embed compliance into the product lifecycle
• Familiarity with tooling for transaction monitoring, case management, and reporting
• Exceptional communication skills with the ability to convey compliance risks, requirements, and opportunities to both technical and executive audiences
• Bachelor’s degree required; JD, CRCM, or other relevant certifications a plus

Benefits

• 100% company-paid medical, dental, and vision coverage for you and your dependents
• Up to $100 per month in fitness reimbursement or complimentary full membership to LifeTime Fitness or Equinox
• 401(k) with a 3.5% match and immediate vesting
• Meal program available for both lunch and dinner
• Pre-tax benefits, including a $1,000 HSA match
• Life and accidental insurance
• Flexible PTO