Financial Crimes & Risk Data Analyst

Responsibilities

• Assist in continuously improving transaction monitoring rules across card, ACH, wire, and digital asset activity to increase detection quality and reduce false positives
• Conduct deep-dive investigations into emerging risk patterns and convert findings into scalable, production-ready monitoring logic
• Analyze alert and case data to evaluate rule performance (e.g., false positive rates, alert-to-case conversion, escalation outcomes) and recommend data-driven optimizations
• Partner with Compliance Investigations to identify typologies and ensure monitoring logic reflects real-world risk signals and regulatory expectations
• Support the design and refinement of onboarding and KYC/KYB risk segmentation frameworks
• Build and maintain dashboards and recurring reporting that provide visibility into rule effectiveness, operational efficiency, and overall risk exposure
• Perform ad hoc risk analyses across customer cohorts, geographies, products, and transaction behaviors to identify outliers or control gaps

Requirements

• 2–4+ years of experience in risk analytics, financial crimes analytics, compliance data, fraud analytics, or related fields (fintech, banking, or payments preferred)
• Hands-on experience with blockchain intelligence tools such as Chainalysis, TRM Labs, Elliptic, or similar platforms
• Strong SQL skills (ability to write complex joins, aggregations, window functions, and performance-optimized queries on large datasets)
• Experience analyzing transaction-level data and building or optimizing rule-based monitoring logic
• Familiarity with AML/BSA concepts and transaction monitoring frameworks
• Ability to translate ambiguous regulatory requirements into structured, data-driven logic
• Strong analytical thinking and ability to independently structure open-ended problems

Nice-to-Haves

• Python experience (pandas, Polars, or similar) for deeper analysis and automation
• Familiarity with KYC/KYB vendors (e.g., Sumsub, Alloy, Persona, etc.)
• Experience designing Retool workflows, internal tools, or compliance dashboards
• Exposure to card network data, ACH flows, wire transactions, or digital asset monitoring
• Experience supporting regulatory exams or external audits