Member of Technical Staff - Full Stack, Credit

Responsibilities

• Build and own core systems powering credit and financing products, including trade credit, receivables financing, and payment plans.
• Develop reliable exposure, balance, eligibility, and limit calculations across complex financial data.
• Design deterministic policy and decision systems with explainable, auditable credit outcomes.
• Model financial state across invoices, payments, credits, disputes, orders, and related events.
• Safely handle delayed, duplicated, missing, or conflicting upstream data.
• Create controls for reconciliation, idempotency, stale state, overrides, corrections, and failure recovery.
• Integrate external credit data and internal behavioral signals into decision workflows.
• Partner with product, data, and operations to translate customer workflows into scalable product behavior.
• Build reusable credit-domain primitives without customer- or ERP-specific logic in the core system.

Requirements

• Experience building credit, lending, payments, accounting, or other financial systems where correctness and controls matter.
• Experience with deterministic policy engines, decision systems, ledgers, balance calculations, or exposure systems.
• Understanding of reconciliation, idempotency, audit trails, data provenance, and failure recovery.
• Ability to reason through incomplete, delayed, duplicated, or contradictory financial data.
• Strong systems design and product engineering judgment.
• Ability to trace financial results to how they were produced.
• High proficiency in Python.
• Experience with PostgreSQL, Snowflake, and AWS.
• Ability to work closely with product teams and own problems end to end in a high-growth startup.

Nice to Have

• Deep credit expertise.
• Experience with DBOS.

Compensation and Benefits

• Salary and equity package.
• Medical, dental, and vision insurance coverage for U.S.-based full-time employees.
• 401(k) and match.
• Equity.
• Flexible PTO.
• Parental leave.