Senior Data Analyst, New Account Risk

Responsibilities

• Analyze enrollment and application data to identify opportunities to reduce synthetic identity and ID theft losses, with minimal impact to legitimate applicants (35%)
• Support the design, testing, and monitoring of new account risk policies and decision rules, partnering with Product and Engineering to ship improvements (30%)
• Build and maintain dashboards and reports that track Funnel Enrollment Rate, fraud loss, and approval/false-positive rates against team goals (20%)
• Monitor the performance of third-party vendor models and risk signals used at enrollment, flagging anomalies and trends to senior team members (10%)
• Collaborate with cross-functional stakeholders to fulfill ad-hoc analysis requests as needed (5%)

Requirements

• 3+ years of experience in a Fraud, Risk, Compliance, or Investigations role, ideally with exposure to new account enrollment, identity fraud, or KYC/CIP
• Working knowledge of identity fraud domains such as synthetic identity and identity theft, and an interest in the threat landscape that targets enrollment funnels
• Strong SQL skills
• Experience with BI tools such as Looker, Hex, or equivalent
• Advanced Microsoft Excel skills
• Comfort using AI tools (e.g., Glean, Claude) to accelerate day-to-day analysis
• Exceptional detail-orientation and organizational skills
• The drive to work in a fast-paced environment and meet ambitious deadlines while ensuring flawless completion
• Bachelor’s degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics is preferred
• A passion for Chime’s mission

Nice-to-Haves

• Familiarity with Python, R, or a similar analytical language
• Exposure to new account enrollment, identity fraud, or KYC/CIP

Compensation

• Base salary: $133000 - $185000
• Eligible for bonus, competitive equity package, and benefits