Data Scientist, Underwriting

Responsibilities

• Design, train, and deploy production underwriting models.
• Design experiments and metrics to drive risk and pricing decisions.
• Partner with engineering and product teams to architect automated underwriting systems.
• Identify business opportunities to improve growth and profitability via improvements to our underwriting posture.
• Own the full data-science lifecycle, from research to deployment, to power our underwriting engine.

Requirements

Statistical Reasoning

• Approach data analysis with a critical, intellectually honest eye.
• Design concise metrics that guide decision making.
• Employ robust experimental design and causal inference methods.
• Develop valid and predictive machine learning models.

Business Acumen

• Identify and effectively prioritize business problems.
• Solve business problems using appropriate data science techniques.
• Anticipate the impact of your work on our financial performance, customers, and compliance obligations.

Engineering Mindset

• Write legible, reliable, and tested code.
• Build or source tools to boost the team’s efficiency.
• Architect technical systems that are highly scalable, reliable, and observable.

Leadership and Collaboration

• Model Parafin’s values of efficiency, intellectual honesty, accountability, and empathy.
• Build trusted relationships with stakeholders.
• Document work, seek feedback, and share learnings proactively.

Focused Execution

• Prioritize high-impact use of your time.
• Scope projects rigorously.
• Act with urgency.

Compensation

• Salary: $190k-$230k + equity (standard level).
• Senior level: $240k-$300k + equity.
• Medical, dental & vision insurance.
• Work from home flexibility.
• Unlimited PTO.
• Commuter benefits.
• Free lunches.
• Paid parental leave.
• 401(k).
• Employee assistance program.