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TheGuarantorsTheGuarantorsNew York, NY

Software Engineer - Risk Solutions

Builds and owns backend underwriting and pricing infrastructure, including decisioning systems, data integrations, and risk rules. The role requires 5+ years of backend engineering experience, advanced SQL, distributed systems expertise, and familiarity with cloud infrastructure and production operations.

160k – 185k/yr
Hybrid5+ YOEBackend Engineering

About the role

Responsibilities

  • Own a portion of the underwriting and pricing platform end to end, from requirements through development, QA, and production.
  • Lead technical design discussions, evaluate tradeoffs, and write clean, maintainable code through a strong code review culture.
  • Build and extend critical decisioning systems at the core of underwriting and pricing.
  • Partner with Product, Design, Operations, Risk analysts, and Engineering to align priorities and deliver high-impact solutions.
  • Communicate updates, risks, blockers, and recommendations clearly and proactively.
  • Identify opportunities to improve team processes, engineering output, and stakeholder and user experience.
  • Manage assigned work independently and follow through on commitments, deadlines, and deliverables.
  • Ensure work complies with applicable policies, procedures, standards, and regulatory requirements.

Requirements

  • 5+ years of experience building backend services with Go, Java, Python, or C#.
  • Go experience is not required, but willingness to learn and use Go is expected.
  • Proven ability to independently execute complex engineering projects from design through delivery.
  • Advanced SQL skills and experience with PostgreSQL or other relational databases.
  • Familiarity with modern web infrastructure and production operations, including caching, Kubernetes, API gateways, observability, and deployment patterns.
  • Strong understanding of distributed systems and microservice architecture.
  • Experience with cloud providers such as AWS, Azure, Google Cloud, or OCI.
  • Experience managing infrastructure with infrastructure-as-code tooling such as Terraform.
  • Ability to manage complex features end to end, partner with product and cross-functional stakeholders, and deliver high-quality work in a dynamic environment.

Nice to Have

  • Experience working in a workflow orchestration or machine learning infrastructure environment.
  • Experience working in a fast-paced, high-growth, cross-functional environment.

Compensation and Benefits

  • Annual U.S. base salary range: $160,000–$185,000.
  • Medical, dental, and vision insurance beginning day one.
  • Health savings account with employer contribution.
  • Generous paid time off and paid holidays.
  • Flexible working hours.
  • 401(k).
  • Paid parental leave.
  • Company-sponsored short- and long-term disability.
  • Flexible spending accounts for healthcare, dependent care, and commuter expenses.
  • Competitive salary.

Skills

GoJavaPythonC#SQLPostgresKubernetesapi gatewaysDistributed SystemsMicroservicesAWSAzureGCPTerraformObservability
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