Regional Insurance Product Manager

Key Responsibilities

• Own state-level strategy and calibrate Openly's homeowners program for assigned states and new state entries, including UW eligibility, coverage offerings, competitive positioning, and proprietary models.
• Manage the state filing process, DOI relationships, and correspondence to ensure timely regulatory approval.
• Collaborate with Technology and Operations teams to implement rate reviews and new state launches.
• Monitor and analyze key performance indicators and drivers of profitability (loss ratios, actuarial indications, frequency/severity trends, sales conversion, persistency); translate findings into actionable strategic recommendations.
• Develop cost-benefit analyses of state-level strategic initiatives and present recommendations balancing market opportunity with company objectives and profitability targets.
• Identify business challenges and opportunities; design analytical frameworks to evaluate options and deliver recommendations.
• Cultivate partnerships with Business Development; serve as primary conduit for field-level market feedback into the Insurance Product organization.
• Escalate state-level insights warranting countrywide product changes; act as internal advocate for market needs.
• Contribute to other product management initiatives such as external data evaluations, market/competitor intelligence, and new product development.

Requirements

• 3-5 years of experience in insurance product management or product development roles, with demonstrated focus on strategy, analytics, or state-level product ownership.
• Degree in Business Administration, Mathematics, Actuarial Science, Economics, Statistics, or related field.
• Solid analytical skills with ability to develop and interpret quantitative analyses and translate findings into strategic narratives for senior leaders and cross-functional audiences.
• Demonstrated ability to identify and define complex business problems and develop relevant analytical frameworks to deliver solutions, often operating in ambiguity and leveraging creativity.
• Strong communication, storytelling, and project management skills.
• Able to collaborate effectively with people at all levels across the company.
• Strong decision-making skills, using data to inform strategic recommendations.
• P&C insurance experience required; homeowners insurance experience a plus.
• Insurance product compliance and/or state regulatory relationship experience a plus.

Compensation & Benefits

Budgeted Salary Range: $115,680–$137,370 USD
Full Salary Range: $108,450–$180,750 USD

• Remote-First Culture
• Competitive Salary & Equity
• Comprehensive Medical, Dental, and Vision
• Life and disability coverage
• Parental Leave (up to 8 weeks)
• 401K Company Contribution (3% of gross income)
• Work-from-home stipend ($1,500)
• Annual Professional Development Fund ($2,000)
• Be Well Program ($50/month)
• Paid Volunteer Service Hours
• Referral Program