Underwriter

Responsibilities

• Underwrite new and renewal accounts within authority, following underwriting guidelines, risk appetite, carrier requirements, and German market expectations.
• Build relationships with cyber specialists and sophisticated property and casualty placing brokers in Germany.
• Maintain underwriting files, documentation, and internal tools according to company workflows and governance standards.
• Participate in broker and client meetings, presenting account strategy and underwriting rationale.
• Handle complex coverage, structure, and wording discussions, escalating non-standard issues when needed.
• Partner with Sales, Product, Claims, CPU, and security teams on underwriting decisions and broker/client discussions.
• Provide feedback on underwriting guidelines, tools, and processes to support high-quality production underwriting in Germany.
• Travel across Germany for broker relationship management, client meetings, broker education, and market development.

Requirements

• 3–6+ years of underwriting or related experience, including meaningful exposure to cyber, technology errors and omissions, or other complex specialty risks.
• Ability to independently analyze underwriting and pricing risks and make decisions within authority.
• Ability to explain underwriting decisions and rationale to brokers and clients.
• Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
• Developing fluency in complex coverage structures, client presentations, and wording discussions.
• Familiarity with the German broker landscape and commercial insurance market.
• Professional fluency in German and English.

Compensation and Benefits

• Full-time employment contract in Germany.
• 30+ paid vacation days.
• Fully remote work setup based in Germany.
• Annual home office stipend and access to coworking spaces.
• Mental and physical health wellness programs.
• Competitive compensation and advancement opportunities.