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PlaidPlaidSan Francisco, CA

Senior Machine Learning Engineer - Credit

Senior ML Engineer focused on building, deploying, and monitoring credit underwriting models. Requires 6+ years production ML experience, fintech lending knowledge, and Python/Spark proficiency.

229k – 315k
Hybrid6+ YOEML Engineering

About the role

Responsibilities

  • Build machine learning systems that empower millions of users through well-known and emerging fintech applications with access to financial services
  • Experiment with cutting-edge machine learning modeling techniques across high-impact credit use cases
  • Work on both 0-1 stage problems and scaling systems from 1-10
  • Develop AI and machine learning models across the full lifecycle, from offline training to online serving and monitoring
  • Design, build, and deploy scalable ML solutions and systems in a production environment
  • Collaborate with teams across Plaid to define the machine learning roadmap
  • Dive deep into data and apply data-driven decision-making in day-to-day work
  • Operate with high ownership on a bottom-up driven team

Requirements

  • 6+ years of experience training and serving AI and machine learning models in a production environment
  • Experience in fintech lending, with a strong understanding of how models are built in that space
  • Experience building or working with data-intensive backend applications in large distributed systems
  • Ability to code and iterate independently using tools such as Python, Spark, Jupyter notebooks, and standard machine learning libraries
  • Strong ownership mindset and a track record of driving projects to business impact
  • Ability to work effectively with both technical and non-technical teams
  • Master’s degree or equivalent work experience in Computer Science, Mathematics, Engineering, or a closely related field

Nice to Haves

  • Data analytics and data engineering experience

Skills

PythonSparkMachine LearningNatural Language ProcessingAnomaly DetectionTime Series ForecastingOptimizationJupyter NotebooksDistributed SystemsData Engineering

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