Manager, Internal Audit

Responsibilities

• Lead complex risk-based audits from planning through reporting, including risk assessment, control evaluation, testing, issue development, and remediation validation.
• Evaluate governance, risk management, compliance, and internal controls across banking, technology, operational, and financial processes.
• Build trusted partnerships with business leaders by communicating risks, identifying improvement opportunities, and delivering practical, risk-based recommendations.
• Support the Bank’s annual risk-based audit plan and mature audit methodologies, quality assurance activities, and continuous monitoring capabilities.
• Coordinate audit activities with Upstart Holdings Internal Audit, co-sourced providers, and external auditors.
• Use data analytics, automation, and approved AI tools to improve audit quality, efficiency, and insight generation.

Requirements

• Bachelor’s degree in Accounting, Finance, Business, Information Systems, Risk Management, or a related field.
• 7+ years of progressive experience in internal audit, external audit, risk management, regulatory oversight, or financial services.
• Experience auditing banking, fintech, lending, payments, or other technology-enabled financial services organizations.
• Experience independently leading audits from planning through reporting and remediation follow-up.
• Strong understanding of internal controls, risk-based auditing, governance, and professional auditing standards.
• Excellent written and verbal communication skills, with the ability to influence stakeholders and present complex issues clearly.

Nice-to-haves

• CPA, CIA, CISA, or another relevant audit, accounting, or risk management certification.
• Knowledge of OCC regulatory expectations, FDICIA, SOX, consumer compliance, technology risk, cybersecurity, model risk, or third-party risk management.
• Experience working with co-sourced audit providers, external auditors, or regulatory examinations.
• Experience building or enhancing an Internal Audit function, audit methodology, or Quality Assurance and Improvement Program (QAIP).
• Experience using data analytics, automation, or GenAI tools to improve audit execution and reporting.

Compensation and Benefits

• Anticipated base salary range: $133,400–$184,600 USD.
• Target bonuses, equity compensation, and benefits including medical, dental, vision, 401(k) with company match, ESPP, health savings account contributions, income protection, paid time off, family and parental leave, family-centered benefits, employee assistance, and financial wellness resources.