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UpstartUpstartUnited States

Software Engineer, Upstart Bank

Software Engineer on the Upstart Bank team building scalable backend systems, services, and APIs in a regulated fintech environment. Requires 2+ years experience, proficiency in a modern language (Java, Python, Go, etc.), and strong fundamentals; fintech or regulated industry experience preferred.

131k – 154k
Remote2+ YOEBackend Engineering

About the role

How you’ll make an impact

  • Design, build, test, and maintain scalable backend systems, services, and APIs supporting Upstart Bank initiatives
  • Deliver high-quality software while partnering with senior engineers on medium-to-large engineering projects
  • Translate business, operational, and regulatory requirements into reliable, maintainable software
  • Improve system reliability, observability, and operational excellence across backend services
  • Participate in technical design discussions while growing engineering depth and technical ownership
  • Collaborate closely with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering to deliver high-quality software
  • Uphold a high engineering bar through thoughtful implementation, testing, code review, and operational ownership
  • Demonstrate curiosity, adaptability, and a willingness to learn while contributing to a growing engineering organization

Minimum Qualifications

  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience)
  • 2+ years of software engineering experience
  • Experience building production backend or full-stack software systems
  • Experience working with APIs, backend services, or web applications
  • Proficiency in at least one modern programming language such as Java, Kotlin, Python, Go, or similar
  • Strong engineering fundamentals around software design, testing, debugging, and operational ownership
  • Ability to work effectively in ambiguous, cross-functional environments

Preferred Qualifications

  • Experience working in fintech, financial services, payments, or another regulated industry
  • Familiarity with distributed systems, cloud-native architectures, Kafka, gRPC, or similar backend technologies
  • Experience building reliable backend services, APIs, or platform software
  • Experience collaborating across Product, Compliance, Operations, and Engineering teams
  • Proven ability to thrive in collaborative, self-directed, remote, and in-person environments
  • Curiosity, adaptability, and a desire to continuously learn new technologies and business domains

Skills

JavaKotlinPythonGoAPIsBackend ServicesDistributed SystemsKafkagRPCCloud-Native Architectures

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