Skip to content
UpstartUpstartUnited States

Senior Software Engineer, Capital Insights

Builds and maintains backend services, data pipelines, and reporting infrastructure for partner-facing financial reporting in fintech. Requires 4+ years backend experience, SQL, data pipelines like Airflow/Spark/dbt, and system ownership.

167k – 231k
Remote4+ YOEBackend Engineering

About the role

How you’ll make an impact

  • Design and evolve backend services, data models, and reporting APIs that power partner-facing reporting across multiple lending products
  • Build and maintain data pipelines and reporting systems that deliver accurate, timely loan and portfolio data under strict SLAs
  • Improve system reliability and operational health by reducing incidents, automating manual processes, and strengthening observability
  • Lead design and implementation of cross-product platform capabilities, including unified APIs and portals
  • Partner with Capital Markets, Finance, and Data teams to define requirements, troubleshoot production issues, and deliver scalable solutions
  • Identify structural inefficiencies in legacy systems and drive platform-level improvements that reduce operational burden
  • Mentor engineers on best practices for data modeling, distributed systems design, and production operations in a regulated fintech environment

Minimum Qualifications

  • Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) plus 4+ years of experience building and operating backend systems
  • Experience with at least one modern backend stack (Ruby on Rails, Java, or similar) and relational databases (SQL)
  • Hands-on experience with data pipelines or analytical data stores, such as Airflow, Spark, dbt, ClickHouse / Snowflake / BigQuery / Redshift, or equivalent technologies
  • Experience owning systems end-to-end, including design, deployment, monitoring, and on-call support

Preferred Qualifications

  • Experience in fintech, lending, capital markets, or financial reporting environments with high data accuracy requirements
  • Knowledge of modern data platforms and analytics tools (Databricks, ClickHouse, Looker, dbt)
  • Experience designing and maintaining external APIs (REST) or file-based data integrations for enterprise partners
  • Ability to improve system reliability through observability, automation, and incident reduction practices
  • Ability to collaborate across technical and non-technical teams to define requirements and deliver solutions

Skills

Ruby on RailsJavaSQLAirflowSparkdbtClickHouseSnowflakeBigQueryRedshiftDatabricksLookerRest

Similar roles

Backend Engineering jobs
Upstart

Senior Software Engineer, Foundations

UpstartUnited States

Build and scale backend services powering personalized customer communications across SMS, email, push, and emerging channels. Partner with marketing and data teams to deliver real-time messaging, automation, and data-driven engagement systems.

167k – 231k
Remote4+ YOEBackend Engineering
Upstart

Senior Software Engineer - Partner Integrations and Origination Platform

UpstartUnited States

Design and build scalable backend services and platform infrastructure for loan origination workflows across products and lending partners. Own systems through the full lifecycle including design, deployment, monitoring, and on-call support.

167k – 231k
Remote6+ YOEBackend Engineering
Upstart

Senior Software Engineer, Upstart Bank

UpstartUnited States

Designs and builds scalable backend/full-stack systems for Upstart Bank's funding, payments, reporting, and operations in a regulated fintech environment. Requires 4+ years experience, Bachelor's degree, and proficiency in Python, Java, or Kotlin.

167k – 231k
Remote4+ YOEBackend Engineering
Mercury

Senior Backend Engineer

MercurySan Francisco, CA +2

Senior backend engineer building lovable fintech and banking products at Mercury. Requires 3-7 years backend experience, Haskell/SQL proficiency, product ownership, architectural decision-making, and enthusiasm for AI tools.

167k – 208k
Remote3+ YOEBackend Engineering
Mercury

Senior Software Engineer - AI Enablement

MercurySan Francisco, CA +2

Builds and scales internal AI platform infrastructure including LLM gateways, MCP servers, and knowledge layers to enable company-wide AI adoption. Requires 5+ years backend experience shipping production LLM systems like RAG and agents.

167k – 219k
Remote5+ YOEBackend Engineering