Applied Scientist

Responsibilities

• Research machine learning and statistical approaches that improve the predictive performance of unsecured underwriting models.
• Design, implement, and evaluate model enhancements using rigorous experimentation and validation methods.
• Analyze model performance and downstream effects to confirm that proposed changes improve decisioning reliably.
• Partner with engineering teams on technical reviews, implementation, and deployment.
• Translate research findings into clear recommendations, documented methodologies, and production-ready solutions.

Requirements

• Graduate degree in mathematics, applied mathematics, statistics, physics, econometrics, operations research, computer science, or a related quantitative field.
• 0–2 years of experience conducting machine learning, statistical modeling, or applied quantitative research in an academic or industry setting.
• Experience developing and evaluating machine learning or statistical models using Python.
• Knowledge of probability, statistics, and machine learning methods.
• Experience designing experiments or validation analyses to assess model accuracy, reliability, or predictive performance.

Nice-to-haves

• PhD in a quantitative field.
• Knowledge of supervised learning, model evaluation, and feature engineering techniques.
• Experience working with large or complex datasets and translating research concepts into implemented solutions.
• Ability to balance research velocity with analytical rigor, model reliability, and responsible decision-making.
• Strong written and verbal communication skills, with the ability to explain technical concepts clearly and collaborate with cross-functional teams and stakeholders.

Compensation and Benefits

• Anticipated base salary range: $141,500–$196,000 USD. Actual base pay varies by geographic location, skills, experience, education, and training.
• Target bonuses, equity compensation, and benefits.
• Medical, dental, and vision coverage, with Health Savings Account contributions for eligible US plans.
• 401(k) or Group Retirement Savings Plan with company match.
• Employee Stock Purchase Plan for eligible US employees.
• Life and disability insurance.
• Paid time off, sick leave, company holidays, and paid family and parental leave.
• Family-centered fertility, parenthood, and caregiving benefits.
• Employee Assistance Program and financial wellness resources.
• Annual wellness and productivity allowances.
• Remote work with regular team onsites and in-person meetings.