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Product Owner, Payments and Infrastructure

United StatesProduct ManagementRemote4+ YOE
Summary

Own payments infrastructure and vendor strategy for a fintech building AI-native banking. Lead bank partner implementations, architect multi-provider payments stack, and drive MTL transition.

About the role

What you will do

  • Own major Tier 1 bank partner implementations and the broader bank partner strategy.
  • Architect the multi-provider payments stack across acquiring, international money movement, and partner banks.
  • Lead vendor selection across new payment rails as Flex scales domestically and internationally.
  • Partner to deliver our MTL acquisition process. Own the product implications of the partner-licensed-to-directly-licensed transition.
  • Build the framework for international money movement across multiple corridors.
  • Represent Flex in technical and commercial negotiations with the largest financial institutions in the world.
  • Partner with engineering on the implementation cadence and help scale the payments pod.

What you will need

  • 4 to 9+ years of payments-specific product experience.
  • Personally owned vendor relationships and technical implementations with top-tier payment providers.
  • Money transmitter licensing transition experience is strongly preferred.
  • Can hold a technical conversation about ACH, wire, card rails, real-time payments, and cross-border money movement.
  • Negotiated with at least one Tier 1 bank or payment network.

Nice to have

  • Direct experience with Tier 1 bank partners (JPMorgan Chase, Goldman Sachs, Wells Fargo, Citi).
  • Card processors and issuing platforms (Marqeta, Lithic, Stripe Issuing, Adyen Issuing, Galileo, Highnote, Checkout.com).
  • Cross-border rails and international money movement (Airwallex, Wise, Nium, Currencycloud, Remitly, WorldRemit).
  • Bank infrastructure and BaaS platforms (Unit, Modern Treasury, Increase, Treasury Prime, Column, Lead, Synctera).
Skills
PaymentsACHWire transfersCard railsReal-time paymentsCross-border money movementVendor managementMoney transmitter licensingTier 1 bank partnershipsBaaS platforms