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AML SME

United StatesOtherRemote5+ YOE
Summary

As an AML Subject Matter Expert, you will be the practitioner voice for Oscilar's AI Risk Decisioning Platform, working with Product, Risk, AI Agents, and GTM teams. You will provide domain credibility on sales calls, define "good" AML agent behavior for deployments, and support existing customers with new use cases.

About the role

The problem you'll own:

Most people representing AML technology on sales calls haven't worked a case queue in years. The practitioners who have — the analysts and managers who've triaged alerts, filed SARs under deadline, and argued with a BSA officer about whether something warranted a filing — those people are rare. And they're the ones your future customers actually listen to.

You'll sit alongside Oscilar's Product, Risk, AI Agents, and GTM teams — and in front of our customers. Your job is to be the practitioner voice in every room: sales calls where a fraud analyst or BSA officer wants to know if we understand their workflow, FDE deployments where an AML agent needs to be calibrated against real typologies, and customer calls where someone needs a peer who has worked their kind of institution — not just a large bank.

What you'll do:

On sales calls: You're the domain credibility. When a compliance officer at a fintech, bank or a Canadian credit union asks whether we understand their SAR process, your answer should come from having done it. You'll show up on customer conversations alongside our solutions engineers and AEs to drive adoption and customer success.

On FDE and Agents deployments: You'll define what "good" looks like for AML agent behavior. When our AI agent generates a SAR narrative or triages an alert, you're the person who knows whether that decision would hold up in a real investigation — and can articulate why to both the product team and the customer.

On customer calls: Existing customers need a practitioner peer when they're pushing Oscilar's AML capabilities into new use cases. You'll support implementation calls, QBRs, and technical deep dives where AML judgment is the constraint.

On the product: You'll feed the roadmap from the bottom — what breaks in a 300-alert queue, where the auto-narrative doesn't match how a real analyst would write it, which typologies our detection misses for the specific populations you've worked. Your SME counterparts cover the strategic and regulatory layer. Together, the full picture gets to the team.

What we're looking for:

You've spent most of your career as an AML analyst and manager, and credits if you have policy and advisory experience. You've worked a case queue. You've had the conversation with a transaction monitoring system that won't let you close an alert the way you want to. You know what a Tier 1 review feels like at 4pm on a Friday before a holiday weekend.

Crucially: you've done this at more than one kind of institution. If your entire background is one large bank, this isn't the right fit. We need someone who can walk into a call with a neobank in Canada, a mid-market payment company in the UK, and a community bank in Ohio — and credibly speak to what AML operations looks like in each of those contexts. The problems are different. The regulatory environments are different. The tools are different. You know this from firsthand experience, not from reading about it.

You've worked with technology — not just around it. You have an opinion on AI-assisted case management because you've used it or watched someone use it. You understand explainability as a compliance concept, not just a technical one. You're not threatened by automation; you're the person who can tell the engineering team why their first version of the SAR narrative agent is wrong in ways that matter to a regulator.

CAMS preferred. Multi-institution background required. Experience with Canada (FINTRAC/PCMLTFA) or UK/EU (FCA, JMLSG, AMLD) is a strong positive — we're growing fast in both markets and need someone who can speak to those regulatory environments as a peer.

Benefits

  • Compensation: Competitive salary and equity packages, including a 401k plan
  • Flexibility: Remote-first culture — work from anywhere
  • Health: 100% Employer covered comprehensive health, dental, and vision insurance with a top tier plan for you and your dependents (US)
  • Balance: Unlimited PTO policy
  • Technical: AI First company; both Co-Founders are engineers at heart; and over 50% of the company is Engineering and Product
  • Culture: Family-Friendly environment; Regular team events and offsites
  • Development: Unparalleled learning and professional development opportunities
  • Impact: Making the internet safer by protecting online transactions
Skills
AMLAIRisk DecisioningSAR processTransaction Monitoring SystemsCAMSFINTRACPCMLTFAFCAJMLSGAMLD