Product Counsel

Responsibilities

• Own the legal design of each new product for banking, payments, investment and credit.
• Negotiate with the sponsor banks, payment processors, card networks, and lenders.
• Draft terms, disclosures, and product agreements.
• Partner with Compliance to build and maintain controls, guardrails and support models for new products.
• Give the general manager and executives clear recommendations and alternatives on risks and tradeoffs.
• Serve as the escalation point for regulators, bank partners, and outside counsel.

Requirements

• 10+ years of legal experience, with meaningful time as the lead on financial products: GC, deputy GC, or head of product legal at a fintech.
• Deep fluency in bank partnership programs, payments, money transmission, and lending regulation.
• Working knowledge of securities law as it applies to investment products (Advisers Act, broker-dealer regulation, or fund structures).
• A builder's track record: you've taken regulated financial products from zero to launch, and you like operating as the only lawyer in the room.
• Pragmatic judgment: you quickly translate regulatory ambiguity into clear product decisions and defensible risk calls.
• Crisp, concise communication with engineers, product managers, bank partners, and regulators alike.