Sr. Software Engineer

A Day in the Life

• Work with a team of senior/staff engineers building the foundation that enables all Betterment teams to deploy AI features.
• Help deliver Betterment's AI platform strategy – the shared infrastructure, evaluation frameworks, internal libraries, and guardrails that allow product teams to build AI features with confidence and speed.
• Contribute to high-leverage projects that expand our organization’s AI technical capabilities, where AI organically enhances existing product value.
• Embed with product teams to ship customer-facing AI functionality to production. Develop broad Betterment domain expertise in the process.
• Collaborate with legal and compliance leaders to scale processes that enable teams to build AI functionality quickly and responsibly within a regulated financial services environment.
• Mentor junior engineers, sharing your experience to expand their impact and accelerate their growth.

What We’re Looking For

• A contributor capable of establishing the strategic vision for Betterment’s AI systems while also working hands-on alongside senior and staff IC colleagues to build it into reality.
• Experience with LLM systems, including prompt engineering, agentic workflows, and evaluation systems.
• Experience operating AI features in production, ensuring quality and auditability via online and offline validation, automated monitoring, and human-in-the-loop oversight.
• Comfort operating at the frontier. The ability and drive to stay current with emerging tools, techniques, and best practices within the rapidly evolving AI ecosystem.
• Clear judgment about when to use AI and when not to, maintaining a grounded, pragmatic perspective on what we should ship to production today.
• Fullstack development experience including React, GraphQL, and one or more server-side languages (Ruby, Java, TypeScript, C#, Python, etc.)
• Experience collaborating across discipline and team boundaries.
• An open-minded approach when navigating the tension between moving fast, customer quality, and regulatory requirements.

Compensation & Benefits

New York City: $170,000 - $205,000

We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus.