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Product Manager, Money Movement & Settlements

United StatesProduct ManagementRemote5+ YOE
Summary

Own end-to-end product for one money-movement or settlement surface (funding rail, settlement workflow, or ancillary product) at a fintech broker-dealer. Drive API design, partner discovery, production shipping, and adoption metrics while collaborating with compliance, treasury, and engineering in a regulated environment.

About the role

Responsibilities

  • Own one core money-movement or settlement sub-surface end-to-end (a funding rail, a settlement workflow, or an ancillary product) — drive prioritization, API design, and rollout.
  • Run discovery with partners and prospects, translate findings into a sequenced backlog, and push back on requests that don’t fit the platform.
  • Ship to production at the cadence of a high-growth platform — write clear PRDs, align with engineering on API contracts, and produce documentation partners can implement against.
  • Partner with compliance, treasury, and legal on product decisions that touch licensing, AML, screening, settlement rules, and reconciliation.
  • Improve operational efficiency in your surface — exception handling, reconciliation workflows, partner-facing tooling, automation of repetitive ops — and own the metrics.
  • Track adoption beyond GA (settlement success rate, time-to-funding, ACH return rate, partner-reported blockers) and iterate on docs, SDK ergonomics, and rollout sequencing.
  • Report timely and accurately on product status and results to internal and external stakeholders.

Requirements

  • 5+ years of experience in Product Management, Engineering, Consulting, or starting a startup — preferably in regulated payments, settlement, treasury, brokerage clearing, or fintech infrastructure.
  • Demonstrated depth on at least one money-movement or settlement surface (ACH / wire / RTP / FedNow rail, post-trade settlement, JIT / instant funding, prefunding, or FX corridor) shipped to production scale.
  • Experience shipping B2B / developer-facing products: SDKs, APIs, partner integrations.
  • Comfort shipping in parallel with compliance, treasury, and legal in a regulated environment.
  • Experience analyzing data using SQL and a relevant BI tool.
  • Bachelor’s degree in computer science, engineering, finance, or equivalent.
  • Business acumen to weigh stakeholder, tech feasibility, time, and budget tradeoffs.

Nice-to-Haves

  • Direct broker-dealer or institutional brokerage experience (Schwab, Fidelity, IBKR, Apex, Drivewealth, or correspondent-clearing equivalents).
  • Familiarity with the B2B2C correspondent / broker-as-a-service model.
  • Experience with US payments and clearing regulatory frameworks (NACHA ACH rules, Federal Reserve oversight, FINRA / SEC clearing rules, OFAC screening).
  • Experience with DTCC, NSCC, Fedwire, or other clearing-house settlement flows.
  • Familiarity with global payment rails outside the US (SEPA, FPS, regional ACH equivalents, or stablecoin-rail funding).
  • Experience unifying fragmented money-movement or settlement stacks behind consistent APIs and data models.
  • Background in broker-dealer treasury or clearing operations (reconciliation, exception handling, regulatory reporting) and automation opportunities.
  • AI-native PM workflow using tools like Cursor, Claude, ChatGPT, NotebookLM, or custom agents.
Skills
Product ManagementAPI DesignSQLBusiness IntelligenceRegulated PaymentsSettlement WorkflowsB2B IntegrationsPRD WritingCompliance CollaborationTreasury Operations