Responsibilities

Own the product vision, roadmap, and success metrics for money-movement and settlements: settlements (JIT, instant funding, post-trade, prefunding), funding rails (US and non-US ACH, wires, RTP, FedNow, regional rails), and ancillary products (HY Cash, FPSL)
Personally execute across multiple in-flight lanes in parallel, shipping work on the most strategically important initiatives
Rationalize money-movement and settlement API exposure and internal systems for different partner operating models, geographies, and funding flows
Drive build-vs-buy, partner-vs-direct, and onshore-vs-offshore tradeoffs; re-sequence roadmap under regulator deadlines, partner asks, and engineering capacity constraints
Partner with engineering, broker-dealer operations, treasury, compliance, legal, partnerships, success, and sales to prioritize initiatives balancing regulatory risk, operational load, revenue impact, and time-to-market
Lead discovery with partners and prospects: understand blocking requirements, translate needs into sequenced roadmaps, push back on misaligned asks, and communicate timelines and scope
Shape pricing and packaging inputs for money-movement and settlement products, working with commercial and treasury stakeholders
Support global expansion including regional payment rails, FX corridors, and jurisdiction-specific rules
Define and monitor adoption metrics: settlement success rate, time-to-funding, ACH return rate, instant-funding utilization, partner-reported blockers, operational throughput
Mentor peer PMs, set quality bar, and represent the area in product reviews, partner exec syncs, and leadership discussions

Requirements

10+ years of experience in Product Management, Engineering, Consulting, or startups with senior IC ownership in regulated payments, settlement, treasury, or brokerage clearing infrastructure
Demonstrated end-to-end ownership of money-movement or settlement surfaces at production scale (at least two of: ACH/wire/RTP/FedNow rails, post-trade settlement, JIT/instant funding, prefunding, FX corridors, or broker-dealer clearing flows)
Direct experience navigating US payments and clearing regulatory frameworks: NACHA ACH operating rules, Federal Reserve oversight, FINRA/SEC clearing and customer-protection rules, OFAC screening, AML/BSA obligations
Track record of setting and executing an area-level roadmap across multiple in-flight workstreams in parallel
Proven ability to operate as a senior product owner: mentor peers, set quality bar, represent area in cross-functional and leadership forums without manager title
Exceptional written and verbal communication for partner-facing conversations, regulator-adjacent forums, and internal leadership updates
Experience analyzing data using SQL and a relevant BI tool
Bachelor’s degree in computer science, engineering, finance, or equivalent

Nice-to-Haves

Direct broker-dealer or institutional brokerage experience (Schwab, Fidelity, IBKR, Apex, DriveWealth, or correspondent-clearing equivalents)
Experience standing up money-movement or settlement programs from scratch
Familiarity with B2B2C correspondent / broker-as-a-service model
Direct experience with DTCC, NSCC, Fedwire, or other clearing-house settlement flows
Familiarity with global payment rails outside the US (SEPA, FPS, regional ACH equivalents)