# Software Engineer, Risk
**Company:** [Chime](https://hotfix.jobs/companies/chime)
**Location:** Chicago, IL
**Salary:** $133K-$184K
**Experience:** 3+ years
**Skills:** Ruby on Rails, Backend Development, Frontend Development, Mobile Development, Transactional Databases, Caching Systems, Monitoring, Dashboards, Api Architecture, Microservices
**Posted:** 2026-06-26
> Build and evolve Chime's risk platform and architecture as a backend-focused engineer on the Trust and Safety team. Requires 3+ years of production software experience and Ruby on Rails or comparable frameworks.
## Job Description
## Responsibilities
- Write clean, efficient, well-tested backend code, and jump in on the occasional frontend or mobile feature.
- Set up monitoring and dashboards so we catch issues before members do.
- Team up across Engineering to solve complex, multi-domain problems.
- Partner with Risk, Compliance, Data, Analytics, and Product to ship features that strengthen protection and improve the member experience.
- Balance independence with collaboration to deliver high-quality work on tight timelines.
- Work out of our office in downtown Chicago.

## Requirements
- 3+ years building production software at scale
- Based in the Chicago area, or willing to relocate
- Experience with Ruby on Rails or comparable frameworks
- Experience with transactional databases and caching systems
- Exposure to architectural patterns of large, high-scale web applications
- A commitment to maintainable, well-tested code
- Curiosity and a drive to understand how things work at the deepest level
- Clear communication and effective collaboration across teams
- Low ego, high empathy, and strong stakeholder partnerships
- Energized by Chime's mission and our members, and eager to take on complex, ambiguous problems

## Compensation & Benefits
- Base salary: $133,000 – $184,000
- Eligible for bonus, competitive equity package, and benefits
- 401k match plus medical, dental, vision, life, and disability benefits
- Generous vacation policy and company-wide Chime Days
- Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents
- Annual wellness stipend
- In-office perks including backup child/elder/pet care and subsidized commuter benefit
**Apply:** https://hotfix.jobs/jobs/software-engineer-risk-at-chime-32be8e9d-39b1-41a8-9494-e1d24314256c
**Canonical:** https://hotfix.jobs/jobs/software-engineer-risk-at-chime-32be8e9d-39b1-41a8-9494-e1d24314256c