# Senior Manager, Machine Learning - Small Dollar Loans & Cash Line
**Company:** [Upstart](https://hotfix.jobs/companies/upstart)
**Location:** Remote
**Salary:** $220K-$330K
**Experience:** 6+ years
**Skills:** Machine Learning, Ml Models, Production Ml, Data Analysis, Statistical Modeling, Model Evaluation, ML Infrastructure, Experimentation Pipelines, Feature Stores, Model Monitoring, Python, Underwriting Models, Churn Modeling, Default Modeling, Competing Risk Modeling
**Posted:** 2026-05-14
> Leads a small team of ML scientists as a player-coach, owning ML strategy and technical execution for lending products like cash lines or auto loans. Drives 0→1 innovation and scaling of production models with 6+ years experience and advanced quantitative degree.
## Job Description
## How you'll make an impact
- Act as a Player-Coach: Dive deep into the data and code. You will spend a significant portion of your time making direct technical contributions, reviewing code/PRs, and understanding the mathematical nuances of your team's models.
- Lead Strategic Initiatives: Take ownership of a specific product area (like Cash Line or Auto) and serve as the de facto ML leader in cross-functional strategy meetings.
- Drive 0→1 and Scaling ML Efforts: Depending on your team placement, you may build out entirely new capabilities from scratch or optimize highly mature models dealing with massive scale and shifting macro-economic regimes.
- Translate Models to Business Impact: Design and refine decision engines that translate model predictions into accurate, transparent, and customer-friendly lending outcomes.

## Minimum Qualifications

### Experience
- 6+ years of experience developing and deploying machine learning models in production with direct business impact.
- Proven track record of leading high-impact ML initiatives from research through productionization.
- Advanced degree in a quantitative field (e.g., computer science, statistics, economics, operations research, etc).

### Technical abilities and attitude
- Strong technical judgment and ability to dive deep into model design, data analysis, and evaluation.
- Keen statistical, economic and business intuition, and comfort with reasoning under uncertainty and data limitations.
- Knowledge of production ML, ability to adapt to new tech stacks and get in the weeds of work output from the team.
- Excited and able to make direct technical contributions when needed.

### Leadership
- Exceptional leadership skills with experience developing teams of highly technical ML scientists.
- Attract, mentor, and grow a top-tier team of ML scientists passionate about expanding access to credit.
- Proven ability to influence and collaborate cross-functionally with Product, Engineering, Capital Markets and other teams.
- Strong project management skills with experience scaling processes and operational workflows.

## Preferred Qualifications
- PhD in Computer Science, Statistics, Economics or a related field.
- Proven success building and scaling new ML products from inception.
- Familiarity with lending, lines of credit, or other consumer finance products.
- Hands-on familiarity with end-to-end ML infrastructure, including experimentation pipelines, feature stores, and model monitoring. Ability to uplevel team’s engineering practices and drive cross-functional engineering design.
**Apply:** https://hotfix.jobs/jobs/senior-manager-machine-learning-small-dollar-loans-cash-line-at-upstart-c751fcf8-3b75-494d-a946-1680a2097237
**Canonical:** https://hotfix.jobs/jobs/senior-manager-machine-learning-small-dollar-loans-cash-line-at-upstart-c751fcf8-3b75-494d-a946-1680a2097237