# Regional Insurance Product Manager

**Company:** [Openly](https://hotfix.jobs/companies/openly)
**Location:** Remote
**Role:** Product Management
**Salary:** $108k – $181k/yr
**Experience:** 3+ years
**Skills:** insurance product management, homeowners insurance, p&c insurance, state regulatory filings, doi relationships, rate reviews, loss ratio analysis, actuarial indications, competitive positioning, cost-benefit analysis, analytical frameworks, market intelligence
**Posted:** 2026-07-21

> Own state-level strategy for homeowners insurance products, including UW eligibility, rate reviews, regulatory filings, performance monitoring, and profitability recommendations. Requires 3-5 years insurance product management experience, strong analytics, and P&C background.

## Job Description

## Key Responsibilities
- Own state-level strategy and calibrate Openly's homeowners program for assigned states and new state entries, including UW eligibility, coverage offerings, competitive positioning, and proprietary models.
- Manage the state filing process, DOI relationships, and correspondence to ensure timely regulatory approval.
- Collaborate with Technology and Operations teams to implement rate reviews and new state launches.
- Monitor and analyze key performance indicators and drivers of profitability (loss ratios, actuarial indications, frequency/severity trends, sales conversion, persistency); translate findings into actionable strategic recommendations.
- Develop cost-benefit analyses of state-level strategic initiatives and present recommendations balancing market opportunity with company objectives and profitability targets.
- Identify business challenges and opportunities; design analytical frameworks to evaluate options and deliver recommendations.
- Cultivate partnerships with Business Development; serve as primary conduit for field-level market feedback into the Insurance Product organization.
- Escalate state-level insights warranting countrywide product changes; act as internal advocate for market needs.
- Contribute to other product management initiatives such as external data evaluations, market/competitor intelligence, and new product development.

## Requirements
- 3-5 years of experience in insurance product management or product development roles, with demonstrated focus on strategy, analytics, or state-level product ownership.
- Degree in Business Administration, Mathematics, Actuarial Science, Economics, Statistics, or related field.
- Solid analytical skills with ability to develop and interpret quantitative analyses and translate findings into strategic narratives for senior leaders and cross-functional audiences.
- Demonstrated ability to identify and define complex business problems and develop relevant analytical frameworks to deliver solutions, often operating in ambiguity and leveraging creativity.
- Strong communication, storytelling, and project management skills.
- Able to collaborate effectively with people at all levels across the company.
- Strong decision-making skills, using data to inform strategic recommendations.
- P&C insurance experience required; homeowners insurance experience a plus.
- Insurance product compliance and/or state regulatory relationship experience a plus.

## Compensation & Benefits
**Budgeted Salary Range:** $115,680–$137,370 USD  
**Full Salary Range:** $108,450–$180,750 USD

- Remote-First Culture
- Competitive Salary & Equity
- Comprehensive Medical, Dental, and Vision
- Life and disability coverage
- Parental Leave (up to 8 weeks)
- 401K Company Contribution (3% of gross income)
- Work-from-home stipend ($1,500)
- Annual Professional Development Fund ($2,000)
- Be Well Program ($50/month)
- Paid Volunteer Service Hours
- Referral Program

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