# Principal Product Manager

**Company:** [Chime](https://hotfix.jobs/companies/chime)
**Location:** San Francisco, CA
**Role:** Product Management
**Salary:** $255k – $290k/yr
**Experience:** 11+ years
**Skills:** Product Strategy, Product Roadmap, Consumer Lending, Growth Strategy, Funnel Optimization, Product Analytics, A/B Testing, Customer Acquisition Cost, Credit Bureaus, Fintech Platforms, Risk Management, Data Science, Product Marketing, Decisioning Systems, Stakeholder Management
**Posted:** 2026-08-26

> Leads the end-to-end acquisition and conversion strategy for Chime’s lending portfolio, spanning loans, credit cards, and lines of credit. Requires 11+ years of consumer product leadership and proven top-of-funnel lending experience with measurable growth, conversion, and CAC results.

## Job Description

## Responsibilities
- Own the end-to-end strategy and roadmap for lending top-of-funnel experiences across loans, credit cards, lines of credit, and future credit products.
- Lead company-scale cross-functional initiatives, including new registration flows into Chime.
- Grow the acquisition funnel from zero to one and improve conversion at scale.
- Partner with Product Marketing on channel optimization, customer acquisition cost (CAC), and efficient acquisition.
- Build member experiences that drive conversion to Chime as a primary bank.
- Drive product decisions throughout the product lifecycle with Engineering, Design, Data Science, Risk, Operations, Legal, Compliance, Marketing, and Finance.
- Make prioritization decisions, align teams around product vision and measurable outcomes, and ensure execution from strategy through launch.
- Use customer insights, experimentation, and data to improve member experience and business profitability.
- Provide product leadership by creating clarity, setting direction, and driving exceptional execution.

## Requirements
- 11+ years of experience leading consumer product strategy and execution for high-impact digital products from concept through scale.
- Direct experience growing the top of funnel for lending products such as loans, credit cards, or lines of credit at a major consumer business, with measurable results in application volume, conversion, and CAC.
- Proven ownership of complex product areas with measurable business outcomes, ideally involving growth, monetization, or financial products.
- Experience working with credit bureaus, affiliates, acquisition marketplaces, and Product Marketing on channel strategy.
- Experience building or managing complex consumer financial platforms, high-scale fintech products, or mission-critical decisioning systems.
- Experience making strategic product decisions in highly cross-functional environments involving Engineering, Design, Analytics, Risk, and business partners.
- Strong product intuition supported by data, effective prioritization, and thoughtful tradeoff management.
- Experience simplifying complex customer problems and delivering excellent user experiences.
- Excellent communication and stakeholder management skills, including influence with executive audiences.

## Compensation and Benefits
- Base salary: $255,000–$290,000 annually.
- Full-time employees are eligible for a bonus, competitive equity package, and benefits.
- Health, financial, and wellbeing benefits.
- Generous vacation and company-wide paid days off.
- Backup child, elder, and pet care; subsidized commuter benefits for eligible employees.
- Wellness stipend and family planning reimbursement.
- Up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.

## Similar jobs

- [Staff / Principal Product Manager, Ranking](https://hotfix.jobs/jobs/845d67c8-9d1e-49d8-ba2e-263d53a81f9d) - Headway - Remote - $265k – $375k/yr
- [Principal Product Manager, AI Infrastructure](https://hotfix.jobs/jobs/0f694dfc-cdb8-4b9c-b7c7-1580260d1161) - Crusoe - San Francisco, CA - $285k – $335k/yr
- [Principal Product Manager, AI Infrastructure](https://hotfix.jobs/jobs/61684dd9-d96a-46af-a2cc-fe022a2a613f) - Crusoe - Sunnyvale, CA - $285k – $335k/yr
- [Principal Product Manager, Insurance](https://hotfix.jobs/jobs/94f091c7-3b37-4657-8ff8-56bb9c28bdb9) - Hover - San Francisco, CA - $221k – $260k/yr
- [Principal Product Manager, AI Products](https://hotfix.jobs/jobs/c2e66593-a00a-4354-bb02-6cb2b095915c) - Komodo Health - Remote - $213k – $331k/yr

**Apply:** https://hotfix.jobs/jobs/efb48249-bc42-4182-8050-4a3a0d132779
**Canonical:** https://hotfix.jobs/jobs/efb48249-bc42-4182-8050-4a3a0d132779