# Senior AML Analyst

**Company:** [Lithic](https://hotfix.jobs/companies/lithic)
**Location:** Remote
**Role:** Other
**Salary:** $65k – $110k/yr
**Experience:** 3+ years
**Skills:** AML, Bsa, Transaction Monitoring, Sar, Uar, Financial Crime, Money Laundering Typologies, Ofac, Sanctions, Ai-Assisted Tooling, Agentic Tooling, SQL, Snowflake, Osint
**Posted:** 2026-06-29

> Senior AML Analyst owning Lithic's transaction monitoring program, SOPs, rule tuning, agentic AI tooling deployment, complex investigations, SAR filing, and team mentoring in a fintech/payments environment. Requires 3+ years AML experience, deep typologies knowledge, and regulatory expertise.

## Job Description

## What You’ll Do
- Own and continuously improve the AML and financial crime transaction monitoring SOPs, keeping them aligned to current regulatory requirements, evolving typologies, and operational reality.
- Own the feedback loop into Lithic's monitoring engine: partner with Analytics, Engineering, and Product peers to evaluate alert logic, assess rule and scenario effectiveness, and tune thresholds to reduce false positives while preserving coverage.
- Lead the testing, deployment, and tuning of agentic transaction monitoring and investigation solutions, including documenting the investigative context the tooling needs to produce repeatable, examiner-ready output.
- Investigate complex suspicious activity independently and prepare high-quality SARs and UARs; own escalations and the judgment-heavy cases automation cannot close unattended.
- Supervise and quality-check alert review and investigative output, including AI-assisted output, so decisions hold up to bank partner and regulatory scrutiny.
- Synthesize monitoring performance data, operational trends, and emerging financial crime risks into actionable program insights, and define and influence AML KPIs and KRIs.
- Lead governance preparation for relevant oversight forums and support bank partner and exam-readiness deliverables.
- Train and mentor analysts on investigations, money laundering typologies, and the agentic tooling, so program knowledge scales beyond any one person.

## What You'll Need
- 3+ years of AML/BSA and transaction monitoring experience in fintech, payments, or a bank-partnered environment.
- Demonstrated ownership of end-to-end AML programs or work streams with limited guidance, including authoring and maintaining SOPs and preparing governance materials.
- Deep knowledge of money laundering typologies and emerging financial crime trends, with the ability to investigate complex activity and prepare high-quality SARs and UARs independently.
- Hands-on experience evaluating alert logic and assessing or tuning transaction monitoring rules and scenarios for effectiveness.
- Comfort working with AI-assisted or agentic tooling, including how to test, tune, document, and defend AI-assisted decisions to bank partners and regulators.
- Self-starter who can create structure where none exists and knows when to escalate and collaborate.
- Strong written and verbal communication.
- Solid grasp of the BSA/AML regulatory framework (USA PATRIOT Act, OFAC and sanctions, SAR requirements).

## Nice to Have
- CAMS or CFE (preferred, or willing to obtain).
- Experience deploying or tuning AI, automation, or agentic tooling in a compliance or investigations context.
- Experience with OSINT tooling and SQL or Snowflake for investigative data retrieval.
- Card issuing, payments, or fintech experience with exposure to sponsor bank relationships.
- Background in high-risk verticals (MRBs, crypto-adjacent businesses, or similar).

**Base Salary:** $65,000 - $110,000

**Benefits for Full-Time US Employees:**
- Unlimited PTO
- 12-weeks fully paid parental leave
- 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 3% cashback on card purchases with your complimentary Privacy.com employee account
- Health, vision, and dental insurance; HSA Contribution Match
- 401(k) match
- Voluntary Life Insurance and STD/LTD

## Similar roles

- [Senior Dispute Analyst](https://hotfix.jobs/jobs/88a0219c-4357-47b7-a57b-d46d27151c7f) - Lithic - Remote - $65k – $110k/yr
- [Assembly Lead](https://hotfix.jobs/jobs/f74b1e1d-4c04-492d-a9bf-8b4d443cfb93) - Crusoe - Brighton, CO - $62k – $73k/yr
- [Permit Operations Lead (Fully Remote)](https://hotfix.jobs/jobs/5849aa66-f907-48f3-bc92-3c13e6a337ac) - Permitflow - Remote - $70k – $100k/yr
- [Service of Process Team Lead](https://hotfix.jobs/jobs/5cc33783-c301-414d-85f3-0e36ff4e8950) - Steno - Remote - $71k – $88k/yr
- [Senior Technician, Production Test](https://hotfix.jobs/jobs/f44e6d4d-a3d1-4d03-93bd-6ccc478233ca) - Shield AI - Dallas, TX - $58k – $87k/yr

**Apply:** https://hotfix.jobs/jobs/de2c76a9-9a5e-46a1-b507-7def5c3aa1f9
**Canonical:** https://hotfix.jobs/jobs/de2c76a9-9a5e-46a1-b507-7def5c3aa1f9