# Senior Product Manager, Payments

**Company:** [Upstart](https://hotfix.jobs/companies/upstart)
**Location:** Remote
**Role:** Product Management
**Salary:** $153k – $225k/yr
**Experience:** 5+ years
**Skills:** Product Strategy, Product Roadmap, Payments, Money Movement, Loan Servicing, Quantitative Analysis, Platform Products, Machine Learning, Data Analytics, Compliance
**Posted:** 2026-08-25

> Own strategy and execution for a scalable payments platform that improves payment success and borrower outcomes. The role requires 5+ years of product management experience, financial-product expertise, quantitative decision-making, and strong cross-functional partnership.

## Job Description

## Responsibilities
- Own product strategy and execution for Payments within the Servicing organization.
- Identify causes of payment failures and lead solutions that improve payment success and borrower outcomes.
- Improve understanding of borrowers’ ability to repay, including thoughtful use of third-party data sources.
- Shape a scalable Payments platform that enables teams across the company to build payment capabilities.
- Balance near-term business impact with long-term investment in reusable platform primitives, technical debt reduction, and new development.
- Partner with Engineering, Data Analytics, Machine Learning, Design, Compliance, and Servicing product leaders.
- Define priorities, success metrics, and a roadmap connecting platform leverage to borrower and business outcomes.

## Requirements
- 5+ years of product management experience owning strategy, roadmaps, metrics, and delivery for a technical, transactional, or customer-facing product.
- Experience with payments, money movement, loan servicing, billing, or a related financial product.
- Experience using quantitative analysis to diagnose product problems, evaluate tradeoffs, and guide decisions.
- Experience partnering with Engineering and cross-functional teams to deliver products, systems, or platform capabilities.

## Nice-to-haves
- Experience building or scaling platforms used by internal product or engineering teams.
- Experience increasing leverage from existing systems to drive business impact.
- Experience in consumer finance, fintech, or another regulated industry.
- Experience working with machine learning.
- Experience balancing near-term customer or business outcomes with longer-term platform investment.
- Familiarity with thoughtful use of generative AI in product development, decision-making, or customer experiences.

## Compensation and Benefits
- United States anticipated base salary range: **$162,100–$224,500 USD**.
- Canada anticipated base salary range: **$153,000–$190,000 USD**.
- Target bonuses, equity compensation, and annual equity grants.
- Retirement benefits with company match, subject to local plan terms.
- Health coverage, income protection, paid time off, family and parental leave, wellness and productivity allowances, employee assistance resources, and financial wellness support.

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