# Product Owner, Card Programs

**Company:** [Flex](https://hotfix.jobs/companies/flex)
**Location:** Remote
**Role:** Product Management
**Experience:** 8+ years
**Skills:** Card Issuing, Bin Sponsor Management, Issuer Processor Management, Card Network Relationships, Ledger Management, Payment Processing, Card Servicing, Card Fulfillment, Credit Card Programs, Stablecoin Payments
**Posted:** 2026-06-04

> Own Flex's card programs end-to-end, scaling from one major program to five-plus across credit, stablecoin, and rewards. Drive processor strategy, network relationships, and operational infrastructure to grow portfolio volume 20x+.

## Job Description

## What you will do

- Own every layer of Flex's card programs: ledger, processing, servicing, fulfillment, BIN sponsor management, network relationships.
- Lead processor strategy and the direct network relationship. Hold vendors accountable. Drive the technical and commercial negotiations.
- Build the operational infrastructure that supports five concurrent card programs across credit, stablecoin, and rewards.
- Architect the path to scale the portfolio by more than 20x. Build the operating model that makes that scale possible without breaking customer experience.
- Recruit the next layer of the card programs team as the function grows. You will tell us who we need to hire and when.
- Translate the technical complexity of card issuing into clear product decisions for the rest of the company.

## What you will need

- You have personally spun up at least one card program from scratch as the primary owner.
- Hands-on depth across ledger, processing, servicing, and fulfillment. You know what each of these is, who the vendors are, and where the operational risk lives.
- Deep familiarity with BIN sponsor dynamics, issuer processor mechanics, and card network rules.
- Senior plus. Typically 8 to 12 years of experience.
- You are willing to be the only person on this for a stretch and then build the function around you.
- You can read vendor decks and decide what is real and what is sales theater.

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**Apply:** https://hotfix.jobs/jobs/d5b3b460-1690-4019-82f6-c0e0c22e449c
**Canonical:** https://hotfix.jobs/jobs/d5b3b460-1690-4019-82f6-c0e0c22e449c