# Commercial Counsel
**Company:** [Column](https://hotfix.jobs/companies/column)
**Location:** San Francisco, CA
**Salary:** $200K-$250K
**Experience:** 5+ years
**Skills:** Commercial Agreements, Contract Law, Fintech Regulations, Banking Products, Ach, Wire Transfers, Lending Products, Money Transmission, Structured Finance, Project Management
**Posted:** 2025-09-15
> Drafts, negotiates, and structures complex commercial agreements for banking products and partnerships with fintechs, balancing commercial and regulatory needs. Collaborates with sales, risk, and compliance teams; 5+ years lawyer experience preferred in tech transactions or fintech.
## Job Description
## What you'll do

- Own complex agreements end-to-end: Structure, draft, and negotiate complex customer, vendor, and third-party agreements covering a broad range of banking products and services, including agreements related to payments and money movement service and banking partnerships inclusive of deposit account, card, and lending programs.
- Build and manage legal playbooks and templates that scale: Develop and maintain templates and inventories of contracts, terms of services, notices, and disclosures for the Bank's products, services, and distribution channels that enable speed without sacrificing quality.
- Negotiate: Lead negotiations with high-growth fintechs and enterprise customers, balancing commercial priorities with regulatory requirements.
- Develop strong cross-functional partnerships: Work closely with the Sales and Business teams to understand the Bank's goals, strategy, and risk tolerance for each deal in order to develop an efficient and risk-based contracting strategy.
- Expand into additional areas of law: As the fourth member of our growing Legal team, you'll support each other with novel research, product and regulatory advice, exam management, subpoena responses, litigation deliverables, and corporate governance materials.
- Help us level up how Legal operates: Serve as a thought partner to the business and legal to support Column's ongoing growth through improvements to bank agreements, policies, and legal processes.

## What you'll need to be successful

- 5+ years as a practicing lawyer; priority given to candidates with law firm experience in a technology transactions or fintech practice and/or in-house experience at a fintech or financial institution
- Ability to independently draft and negotiate commercial agreements, with a strong understanding of both contract law and commercial transactions
- Experience with complex commercial negotiations
- Comfort with project management, deadlines, and juggling execution across multiple initiatives for multiple stakeholders

## Nice to haves

- Understanding of traditional commercial banking products and services including ACH and wire transactions, accounts, lending, cards, cash management, sweeps, and check issuance/deposit, among others
- Experience in structured finance or with lending products
- Understanding of money transmission

## Compensation

- Annual base salary range: $200,000 - $250,000 + equity
**Apply:** https://hotfix.jobs/jobs/commercial-counsel-at-column-6addec1b-e6d1-4b41-bb8b-24185e58dce7
**Canonical:** https://hotfix.jobs/jobs/commercial-counsel-at-column-6addec1b-e6d1-4b41-bb8b-24185e58dce7