# Collections Specialist
**Company:** [Parker](https://hotfix.jobs/companies/parker)
**Location:** New York, NY
**Salary:** $90K-$100K
**Experience:** 5+ years
**Skills:** Portfolio Analytics, Delinquency Management, Debt Negotiation, Ucc Filings, Lien Enforcement, Credit Risk, Smb Lending, Recovery Strategies, Compliance, Cross-Functional Collaboration
**Posted:** 2025-08-28
> Owns collections strategy for lending portfolio, monitors delinquency metrics, negotiates repayments, ensures compliance, and collaborates cross-functionally to maximize recoveries while maintaining customer relationships. Requires 5+ years in commercial collections or credit risk.
## Job Description
## What You'll Do
- Own the collections strategy for Parker's lending portfolio (corporate cards, working capital lines, term loans)
- Monitor delinquency metrics daily, identify high-risk accounts, and drive targeted outreach
- Negotiate repayment plans, settlements, and restructures aligned with our risk appetite
- Partner with Risk, Underwriting, and Customer Success to identify and address early warning signs
- Ensure compliance with commercial debt collection laws, UCC lien processes, and contractual obligations
- Collaborate with legal on enforcement, litigation, and collateral recovery
- Continuously refine workflows, systems, and policies to improve efficiency and customer experience

## Metrics You'll Own
- Delinquency Rates – Keep 30-, 60-, and 90-day buckets within thresholds
- Roll Rate – Limit accounts progressing into later-stage delinquency
- Recovery Rate – Maximize recoveries on charged-off accounts
- Time-to-Resolution – Shorten average days to resolve delinquent cases

## About You
- 5+ years in commercial collections, credit risk, or portfolio management (fintech, SMB lending, factoring, or equipment finance preferred)
- Proven track record of meeting/exceeding recovery targets in a B2B lending environment
- Strong understanding of secured/unsecured lending, UCC filings, lien enforcement, and business credit agreements
- Skilled negotiator who balances firmness with professionalism
- Comfortable operating in a high-growth, fast-changing environment
- Excellent communication skills with the ability to work cross-functionally

## Why Parker
- Competitive compensation and equity package
- Fully remote with flexible work arrangements
- Opportunity to shape credit & collections strategy at a high-growth fintech
- A culture built on ownership, transparency, and building together
**Apply:** https://hotfix.jobs/jobs/collections-specialist-at-parker-6994f291-c821-4457-be93-c13bea94f9e4
**Canonical:** https://hotfix.jobs/jobs/collections-specialist-at-parker-6994f291-c821-4457-be93-c13bea94f9e4