# Data Analyst, Home Lending HMDA

**Company:** [Upstart](https://hotfix.jobs/companies/upstart)
**Location:** Remote
**Role:** Data Analytics
**Salary:** $92k – $126k/yr
**Experience:** 3+ years
**Skills:** Hmda, Cra, Data Validation, Regulatory Compliance, Mortgage Lending, Quality Control Testing, Data Integrity, Lar Submission, Compliance Reporting, Regulatory Exams, Audit Support, Loan Origination Systems
**Posted:** 2026-06-30

> Data Analyst responsible for end-to-end HMDA and CRA data integrity, validation, quality control, and regulatory submissions for Upstart's Home Lending business. Requires 3-5 years of HMDA/CRA compliance experience and strong analytical skills in a regulated mortgage environment.

## Job Description

## Responsibilities
- Manage HMDA and CRA data integrity reviews, including routine monitoring, exception tracking, and remediation.
- Coordinate the annual HMDA Loan/Application Register (LAR) and CRA data submission processes.
- Perform data validation and quality control testing to identify coding, completeness, and accuracy issues.
- Partner with Compliance, Operations, Engineering, and other business teams to resolve data discrepancies.
- Maintain documentation of data reviews, corrections, procedures, controls, and submission evidence.
- Support regulatory exams, internal audits, compliance testing, and investor or management reporting related to HMDA and CRA.
- Monitor regulatory changes and assist with updates to policies, procedures, training, and system controls.
- Prepare periodic reporting for management on data quality trends, exceptions, corrective actions, and submission readiness.

## Requirements
- 3-5 years of experience with HMDA and CRA data collection, reporting, or compliance reporting and monitoring.
- Strong understanding of mortgage lending operations and regulatory data requirements.
- Excellent analytical, organizational, and problem-solving skills.
- Ability to work cross-functionally and manage deadlines in a highly regulated environment.
- Proficiency with loan origination, compliance, or data reporting systems.

## Preferred Qualifications
- Prior experience preparing HMDA LAR or CRA submissions.
- Familiarity with fair lending, mortgage compliance, or consumer lending compliance.
- Experience supporting regulatory exams, audits, or compliance testing.

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