# Regional Insurance Product Manager

**Company:** [Openly](https://hotfix.jobs/companies/openly)
**Location:** Remote
**Role:** Product Management
**Salary:** $108k – $181k/yr
**Experience:** 3+ years
**Skills:** Insurance Product Management, Homeowners Insurance, P&C Insurance, State Regulatory Filings, Doi Relationships, Loss Ratio Analysis, Actuarial Indications, Competitive Positioning, Rate Reviews, Cost-Benefit Analysis, Analytical Frameworks, Market Intelligence
**Posted:** 2026-07-21

> Own state-level strategy for Openly's homeowners insurance program, including underwriting, filings, profitability analysis, and regulatory relationships. Requires 3-5 years insurance product management experience, strong analytics, and P&C background.

## Job Description

## Key Responsibilities
- Own state-level strategy and calibrate Openly's homeowners program for assigned states and new state entries, including UW eligibility, coverage offerings, competitive positioning, and proprietary models.
- Manage the state filing process and DOI relationships and correspondence, ensuring timely regulatory approval.
- Collaborate with Technology and Operations teams to implement rate reviews and new state launches.
- Monitor and analyze key performance indicators and drivers of profitability, including loss ratios, actuarial indications, frequency/severity trends, sales conversion, persistency; translate findings into actionable strategic recommendations.
- Develop cost-benefit analyses of state-level strategic initiatives and present recommendations that balance market opportunity with company objectives and profitability targets.
- Identify business challenges and opportunities, design analytical frameworks to evaluate options, and deliver sound recommendations.
- Cultivate partnerships with Business Development, serving as the primary conduit for field-level market feedback into the Insurance Product organization.
- Escalate state-level insights that warrant countrywide product changes, acting as an internal advocate for market needs.
- Contribute to other product management initiatives, such as external data evaluations, market/competitor intelligence, and new product development.

## Requirements
- 3-5 years of experience in insurance product management or product development roles, with a demonstrated focus on strategy, analytics, or state-level product ownership.
- Degree in Business Administration, Mathematics, Actuarial Science, Economics, Statistics, or related field.
- Solid analytical skills with the ability to develop and interpret quantitative analyses and translate findings into strategic narratives for senior business leaders and cross-functional audiences.
- Demonstrated ability to identify and define complex business problems and develop relevant analytical frameworks to deliver solutions, often operating in ambiguity and leveraging creativity.
- Strong communication, storytelling, and project management skills.
- Able to collaborate effectively with people at all levels across the company.
- Strong decision-making skills, using data to inform strategic recommendations.
- P&C insurance experience is required, and homeowners insurance experience is a plus.
- Insurance product compliance and/or state regulatory relationship experience is a plus.

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