# Senior Associate, Product Compliance

**Company:** [Chime](https://hotfix.jobs/companies/chime)
**Location:** Chicago, IL, New York, NY, San Francisco, CA
**Role:** Legal
**Salary:** $101k – $140k/yr
**Experience:** 6+ years
**Skills:** Regulation Z, Udaap, Regulation E, Regulation Dd, Bank Secrecy Act, Tila, Fcra, Visa Rules, State Money Transmission Laws, Compliance Risk Assessments
**Posted:** 2026-06-18

> Senior Associate supporting Chime's Product Compliance team focused on payments and credit cards. Partners with Product, Engineering, Legal, and Compliance to integrate regulatory requirements into products and monitor the evolving regulatory landscape.

## Job Description

## Responsibilities
- Demonstrate expertise in consumer laws and regulations related to consumer financial products, including Regulation Z, UDAAP, Regulation E, Regulation DD, the Bank Secrecy Act, and applicable state money transmission requirements.
- Partner closely with Product, Engineering, Operations, Legal, and Compliance teams to integrate compliance requirements into new and existing products and features.
- Evaluate product compliance risks and provide practical guidance that supports business objectives while maintaining regulatory compliance.
- Lead or support remediation efforts for products and processes within your scope, helping drive sustainable corrective actions.
- Monitor emerging regulatory developments and assess potential impacts to Chime products, controls, and member experiences.
- Support compliance management system activities, including policy and procedure maintenance, documentation development, audits, examinations, and issue management.
- Establish and maintain strong relationships with internal stakeholders, external partners, and issuing bank compliance teams.

## Requirements
- 6+ years of experience in banking, credit, payments, deposits, fintech, or a related product compliance function.
- Demonstrated knowledge of key regulations including UDAAP, FTC requirements, TILA (Reg Z), Regulation E, Regulation DD, FCRA, Bank Secrecy Act requirements, VISA rules, and state money transmission laws.
- Experience researching, interpreting, and applying banking regulations, industry guidance, and regulatory expectations to product decisions.
- Experience conducting compliance risk assessments and translating findings into practical business recommendations.
- Strong analytical, verbal, and written communication skills, with experience independently executing compliance management system activities.
- Ability to operate autonomously, solve complex problems, and develop practical solutions with minimal oversight.
- Proven ability to collaborate and influence internal stakeholders and external partners to achieve alignment on regulatory risk issues and mitigation strategies.

## Compensation & Benefits
- Base salary: $101,000 - $140,000
- Eligible for bonus, competitive equity package, and benefits
- 401k match plus medical, dental, vision, life, and disability benefits
- Generous vacation policy and company-wide paid days off
- Up to 24 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents
- Annual wellness stipend
- Access to Maven with $15k lifetime reimbursement for family planning services

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