# Director, AML/BSA Compliance **Company:** [Current](https://hotfix.jobs/companies/current) **Location:** New York, NY **Role:** Legal **Salary:** $200k – $260k/yr **Experience:** 10+ years **Skills:** AML, Bsa, Ofac, Kyc, Cdd, Edd, Fincen, Usa Patriot Act, Transaction Monitoring, Risk Assessment **Posted:** 2026-06-03 > The Director, AML/BSA Compliance will lead and enhance Current's Anti-Money Laundering and Bank Secrecy Act compliance program. This role involves overseeing policies, procedures, internal controls, and a team of subject matter experts, while advising leadership on regulatory requirements and new product development. ## Job Description ## Position Overview We are looking for a Director of AML/BSA Compliance. This is a senior leadership role responsible for providing guidance and being a hands-on leader that will focus on continuously enhancing and overseeing Current's Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) compliance program. This individual will serve as a subject matter expert and advisor to executive leadership and colleagues, ensuring Current meets all AML/BSA obligations while sustaining the member-first culture that drives our growth. This role will report to the Head of Compliance. In addition, you will be a seasoned, pragmatic, and collaborative leader that is able to effectively interact and build relationships across business lines and functions; able to understand and support business and strategic growth priorities while advancing the AML/BSA program in compliance to all applicable regulatory requirements. ## Key Responsibilities * Oversee and continuously drive enhancements to Current's AML/BSA compliance program, including policies, procedures, and internal controls across all product lines * Lead, mentor, and develop a team of AML/BSA subject matter experts. Be a pragmatic and approachable leader that creates a culture of continuous learning and accountability. * Develop, maintain and perform AML/BSA risk assessments, evaluate existing and pending regulations, and provide regulatory guidance on new product development * Advise on product and technology development in response to changing regulations, identify and develop monitoring and testing routines * Effectively partner with Business Line, Data, Engineering, and Functional colleagues across Current to support business strategies, while ensuring Current’s compliance to AML/BSA regulatory requirements * Oversee first and second line transaction monitoring systems, alert dispositioning processes, and case management workflows * Provide effective oversight of Current's Know Your Customer (KYC), Customer Due Diligence (CDD) / Enhanced Due Diligence (EDD) programs, ensuring onboarding and ongoing controls align with bank partner and associated regulatory requirements * Evaluate and effectively manage Current's OFAC sanctions screening program across all products * Develop and deliver AML/BSA training programs as needed * Partner with Product, Engineering, and first-line business teams to further enhance AML/BSA controls into new features, product launches, and member onboarding flows * Ensure timely and accurate filing of all required regulatory reports, including Unusual Activity Reports (UARs), other required reporting to partner banks, and other FinCEN/OFAC-required submissions as they may arise * Maintain current knowledge of BSA/AML regulations, including OFAC sanctions requirements, guidance from FinCEN, federal and state regulators, and banking partners * Lead responses to audits, inquiries, and other reviews; serve as the primary point of contact on behalf of Current and its bank sponsors * Monitor regulatory developments in consumer fintech and translate emerging requirements into actionable program enhancements * Advise the Board of Directors, Risk Committee, and senior leadership on AML/BSA risks and program effectiveness * Promote a strong culture of compliance that complements Current's mission of financial inclusion ## About you * **10+ years of experience** in building and overseeing BSA/AML/OFAC programs, with at least **5 years in a leadership role** * Previous experience as a senior AML/BSA leader or designated AML/BSA Officer * Experience across consumer fintech, or traditional financial institutions; while not mandatory, managing AML/OFAC compliance for earned wage access, debit card, payment products, or secured credit card products would be ideal * Deep knowledge of BSA/AML regulations, FinCEN guidance, OFAC requirements, and the USA PATRIOT Act * Experience with automated transaction monitoring platforms and model risk governance for AML models * Demonstrated success in achieving exceptional results as a leader and across reporting lines * Pragmatic, solutions-oriented, and comfortable providing nuanced approaches * Proven ability to build, lead, and develop high-performing compliance teams in a fast-moving environment * Strong communicator who is adept at building relationships with external partners as well as internal partners across the company * Educational qualifications in Compliance, Law, or a related field. Compliance certifications (e.g., CAMS, CRCM) will be ideal ## Compensation This role has a base salary range of **$200,000 - $260,000**. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits. ## BENEFITS * Competitive salary * Meaningful equity in the form of stock options * 401(k) plan * Discretionary performance bonus program * Biannual performance reviews * Medical, Dental and Vision premiums covered at 100% for you and your dependents * Flexible time off and paid holidays * Generous parental leave policy * Commuter benefits * Fitness benefits * Healthcare and Dependent care FSA benefit * Employee Assistance Programs focused on mental health * Healthcare advocacy program for all employees * Access to mental health apps * Team building activities * Our modern office with open floor plan, stocked kitchen, and catered lunches ## Similar roles - [Director of Governance, Risk, and Compliance](https://hotfix.jobs/jobs/ec351648-2a6c-40f7-a613-e4573ea2fe32) - EliseAI - New York, NY - $200k – $275k/yr - [Director, Financial Crimes Compliance](https://hotfix.jobs/jobs/cbc60f58-4b53-4ca2-8d78-47c8fd284078) - Upstart - Remote - $201k – $279k/yr - [Director, Compliance & Control Oversight - Growth](https://hotfix.jobs/jobs/fe03601b-1e66-4572-b82e-7256702d0480) - Upstart - Remote - $201k – $279k/yr - [Director, Legal Counsel, Corporate & Securities](https://hotfix.jobs/jobs/bacd1c06-bca0-40c7-a66f-6aaf8b734ddf) - Crusoe - Denver, CO - $204k – $255k/yr - [Head of Legal Operations](https://hotfix.jobs/jobs/1bf56438-f983-4d9a-8d79-1a357887681d) - Baseten - San Francisco, CA - $190k – $210k/yr **Apply:** https://hotfix.jobs/jobs/bc571372-326a-439e-a6cb-c8b37c768059 **Canonical:** https://hotfix.jobs/jobs/bc571372-326a-439e-a6cb-c8b37c768059