# Underwriter

**Company:** [Coalition Security](https://hotfix.jobs/companies/coalition-security)
**Location:** Remote
**Role:** Other
**Experience:** 3+ years
**Skills:** Cyber Insurance, Technology E&O, Risk Analysis, Underwriting Guidelines, Pricing Risk, Coverage Structures, Broker Relations, Negotiation
**Posted:** 2026-09-04

> Underwrites new and renewal cyber and specialty-risk accounts for the German market while developing broker relationships and advising clients on coverage and risk decisions. Requires 3+ years of underwriting experience, German and English fluency, and familiarity with Germany’s commercial insurance market.

## Job Description

## Responsibilities
- Underwrite new and renewal accounts within authority, following underwriting guidelines, risk appetite, carrier requirements, and German market expectations.
- Build relationships with cyber specialists and sophisticated property and casualty placing brokers in Germany.
- Maintain underwriting files, documentation, and internal tools according to company workflows and governance standards.
- Participate in broker and client meetings, presenting account strategy and underwriting rationale.
- Handle complex coverage, structure, and wording discussions, escalating non-standard issues when needed.
- Partner with Sales, Product, Claims, CPU, and security teams on underwriting decisions and broker/client discussions.
- Provide feedback on underwriting guidelines, tools, and processes to support high-quality production underwriting in Germany.
- Travel across Germany for broker relationship management, client meetings, broker education, and market development.

## Requirements
- 3–6+ years of underwriting or related experience, including meaningful exposure to cyber, technology errors and omissions, or other complex specialty risks.
- Ability to independently analyze underwriting and pricing risks and make decisions within authority.
- Ability to explain underwriting decisions and rationale to brokers and clients.
- Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
- Developing fluency in complex coverage structures, client presentations, and wording discussions.
- Familiarity with the German broker landscape and commercial insurance market.
- Professional fluency in German and English.

## Compensation and Benefits
- Full-time employment contract in Germany.
- 30+ paid vacation days.
- Fully remote work setup based in Germany.
- Annual home office stipend and access to coworking spaces.
- Mental and physical health wellness programs.
- Competitive compensation and advancement opportunities.

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