# Principal Product Manager, Payments

**Company:** [SimplePractice](https://hotfix.jobs/companies/simplepractice)
**Location:** Unspecified
**Role:** Product Management
**Salary:** $200k – $240k/yr
**Experience:** 10+ years
**Skills:** Payments, Embedded Finance, Fintech, Payment Processing, Card Networks, Chargebacks, Vendor Management, Rfps, Contract Negotiation, Pci Dss, Risk Management, Compliance, Pricing Strategy, Agile Development, SaaS
**Posted:** 2026-08-31

> Own the vision, strategy, roadmap, vendor ecosystem, and commercialization of a company-wide payments platform. Requires 10+ years of product management experience, deep payments expertise, and strong cross-functional leadership in regulated environments.

## Job Description

## Responsibilities
- Own the end-to-end payments vision and multi-year strategy across client charges, card-on-file, practitioner payouts, insurance billing and claims payments, embedded finance, and financing products.
- Manage payment vendors and partner relationships, including RFPs, performance management, contract renewals, negotiations, and escalations.
- Analyze the payments and fintech landscape to guide build, buy, and partner decisions and identify strategic opportunities.
- Serve as the internal payments subject-matter expert and advocate for practitioner and client needs.
- Drive a data-driven roadmap using market research and quantitative and qualitative insights while balancing reliability, risk, compliance, growth, and revenue.
- Partner with Engineering, Risk, Compliance, and Legal on PCI DSS, card network rules, money transmission, and healthcare billing requirements.
- Define pricing, monetization, and take-rate strategies with Finance and Business Operations.
- Collaborate with Product Marketing, Customer Success, and Account Management on go-to-market strategy, adoption, launches, and complex accounts.
- Validate new payment offerings through prototypes, pilots, and customer feedback before scaling.
- Mentor product managers and raise standards for platform thinking, risk-aware design, and cross-functional execution.

## Requirements
- 10+ years of product management experience, including significant hands-on ownership of payments, embedded finance, or fintech products at scale.
- Deep understanding of processors, card networks, acquiring and issuing, settlement, payouts, disputes, and chargebacks.
- Experience operating in regulated environments and managing payment partner relationships.
- Experience running formal vendor RFPs, negotiating contracts, and managing ongoing vendor performance.
- Track record of incubating and scaling products from discovery and validation through adoption and commercialization.
- Customer-focused, data-driven product leadership and strong quantitative and qualitative decision-making skills.
- Strong risk and compliance judgment.
- Exceptional communication, influence, and cross-functional collaboration skills.
- Experience with agile development methodologies.

## Nice to Have
- Experience in SaaS, vertical SaaS, or healthtech.

## Compensation and Benefits
- Base salary: **$200,000–$240,000 USD annually**.
- Annual bonus or commission eligibility may apply.
- Medical, dental, vision, life, and disability insurance.
- 401(k) plan with company match.
- Flexible Time Off, wellbeing days, paid holidays, and summer Fridays.
- Mental health resources.
- Paid parental leave and backup care.
- Tuition reimbursement.
- Employee Resource Groups.

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