# Product Manager, Banking/Cash Advance

**Company:** [OnePay](https://hotfix.jobs/companies/onepay)
**Location:** Remote
**Role:** Product Management
**Salary:** $160k – $180k/yr
**Experience:** 3+ years
**Skills:** Cash Advance, Consumer Lending, Product Roadmapping, Quantitative Analysis, Unit Economics, Risk Management, Repayment Optimization, Fee Structures, Analytics, Product Requirements
**Posted:** 2026-09-01

> Own the roadmap and execution of a Cash Advance product within a Banking team, shaping lending mechanics, customer conversion, repayment, fees, and unit economics. Requires 3–8 years of relevant consumer lending product experience, strong analytical skills, and effective cross-functional leadership.

## Job Description

## Responsibilities
- Own the roadmap and day-to-day execution for the Cash Advance product and other Banking features.
- Design and ship the next phase of Cash Advance as the product scales.
- Understand customer pain points, define requirements, and ship features.
- Apply quantitative rigor to user conversion, limit setting, repayment optimization, fee structures, and unit economics.
- Partner cross-functionally with analytics, legal, engineering, design, risk, and servicing teams.

## Requirements
- 3–8 years of relevant experience owning an overdraft, Cash Advance, or consumer lending product.
- Comfortable working with product mechanics such as limits, repayment, and fees; full underwriting depth is not required.
- Track record of operating independently with minimal ramp-up.
- Strong analytical skills and comfort collaborating with data and risk partners on unit economics.
- Highly detail-oriented and effective in cross-functional environments.
- Proactive builder and executor.

## Compensation and Benefits
- Base salary of $160,000–$180,000.
- Stock options and health benefits from Day 1.
- 401(k) plan with company match.
- Remote-friendly within the United States.
- Flexible time off and growth opportunities.

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