# Software Engineer, Payments

**Company:** [Gusto](https://hotfix.jobs/companies/gusto)
**Location:** New York, NY, San Francisco, CA
**Role:** Backend Engineering
**Salary:** $222k – $245k/yr
**Experience:** 7+ years
**Skills:** Ruby, Ruby on Rails, TypeScript, React, Distributed Systems, Test-Driven Development, Fault-Tolerant Systems, Software Architecture, Payments Systems
**Posted:** 2026-08-31

> Build and scale Gusto’s Payments platform, designing fault-tolerant distributed systems and guiding large technical projects end to end. The role requires 7+ years of experience, strong architectural judgment, and expertise with production software; payments or accounting experience is preferred.

## Job Description

## Responsibilities
- Design, build, and test infrastructure for Payments and Risk teams to create tailored experiences across current and future products.
- Scale Ruby/Rails and TypeScript/React applications.
- Collaborate with Engineering, Product Management, Design, Data Science, Operations, and other cross-functional teams on complex problems.
- Build software platforms powering first- and third-party products serving millions of businesses.
- Mentor and develop fellow engineers.

## Requirements
- 7+ years of professional experience.
- Experience building fault-tolerant, mission-critical software and robust distributed systems using multiple general-purpose programming languages.
- Experience influencing and guiding multiple teams through scaling, refactoring, and optimizing legacy products.
- Experience architecting, building, and testing large-scale production code that is maintainable, structured, and well documented.
- Ability to bring clarity and simplicity to complex, ambiguous problems.
- Strong communication skills, including explaining technical complexity and facilitating informed tradeoffs.

## Nice to Have
- Experience with payments or accounting systems.
- Experience with Ruby on Rails, TypeScript, and React.

## Compensation
- Denver and most remote locations: $183,000–$200,000 per year.
- San Francisco, Seattle, and New York: $222,000–$245,000 per year.
- Additional compensation may include benefits and equity (RSUs).

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**Canonical:** https://hotfix.jobs/jobs/a46c6643-d146-4f9f-babc-bab17b9b0139