# Manager, Credit Risk Strategy

**Company:** [Octane](https://hotfix.jobs/companies/octane)
**Location:** Remote
**Role:** Finance & Accounting
**Salary:** $110k – $150k/yr
**Experience:** 4+ years
**Skills:** Python, SQL, Excel, Tableau, Power BI, credit analysis, consumer credit, underwriting, credit risk, Data Visualization
**Posted:** 2026-08-06

> Develops and oversees consumer credit and underwriting strategies for a powersports lending portfolio, using advanced analytics to optimize pricing, origination, and profitability. Requires a quantitative bachelor’s degree, 4+ years of credit analysis experience, and strong Python and SQL skills.

## Job Description

## Responsibilities
- Perform advanced data analytics and advise on underwriting strategies for loan origination, loan amount assignment, and loan pricing to optimize profitability.
- Work cross-functionally with Tech, Product, Sales, and Finance teams to implement new credit product initiatives and optimize existing credit strategies.
- Own credit policy documentation and enhance policies and processes to mitigate credit risk exposure.
- Design and monitor key performance indicators to provide insights into the credit lifecycle.
- Maintain quality control and validation to ensure risk processes operate as expected.
- Collaborate with the portfolio risk team to track credit performance and manage the portfolio within the organization’s risk appetite.
- Develop business insights and communicate proposals to C-level audiences and external partners.

## Requirements
- Bachelor’s degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering; an advanced degree is preferred.
- Strong understanding of consumer credit and the lending lifecycle.
- 4+ years of experience performing credit analysis.
- Experience with data visualization tools such as Tableau or Power BI.
- Hands-on experience with Python, SQL, and Excel.
- Ability to take analyses from raw data to polished recommendations and communicate complex technical findings to broad audiences.
- Strong written and oral communication skills.

## Compensation and Benefits
- Base salary: **$110,000–$150,000**, plus corporate bonus eligibility.
- Bonus eligibility and stock option package.
- Medical, dental, and vision plans.
- Generous parental leave and flexible time off.
- 401(k) with company match.
- Educational assistance and tuition reimbursement up to **$3,000 per year**.
- Basic, voluntary, and AD&D life insurance.
- Short- and long-term disability coverage.
- Ancillary benefits, including accident and hospital insurance.
- Wellhub wellness benefit.
- Recreational safety benefit.

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