# Corporate Counsel, Servicing and Litigation

**Company:** [Cardless](https://hotfix.jobs/companies/cardless)
**Location:** San Francisco, CA
**Role:** Legal
**Salary:** $220k – $270k/yr
**Experience:** 8+ years
**Skills:** Consumer Finance Compliance, Servicing, Collections, Litigation Management, Vendor Agreements, Arbitration Agreements, AI Automation, Legal Risk Assessment, Policy Drafting, Sla Review
**Posted:** 2026-06-30

> Corporate Counsel advising on servicing, collections, litigation, and compliance for a high-growth fintech. Requires JD, 8+ years experience (law firm + in-house fintech), consumer finance expertise, and AI workflow experience.

## Job Description

## Key Responsibilities
- Advise cross-functionally to ensure compliance with state and federal requirements relating to servicing and collections; draft and review related policies and procedures; track changes to applicable requirements.
- Monitor escalations to identify patterns and risks; investigate, document and remediate systemic gaps; manage arbitration agreements; work with Product and Servicing teams to continuously improve products and user flows based on learnings.
- Optimize triage, investigation and resolution strategy across all types of escalations; manage all contentious matters, with targeted support from outside counsel where appropriate; streamline processes and forms.
- Advise on agreements with vendors, debt buyers, and other third parties involved in servicing and collections, including reviewing SLA requirements, ensuring chain-of-title documentation for debt sale programs, etc.
- Draft and review notices and other communications relating to servicing and collections; advise on hardship, deferral, re-age, and charge-off program compliance.
- Test and implement AI features to automate as many workflows as possible; build AI agents and playbooks to support these workflows.
- Additional projects and duties based on the evolving needs of the business.

## Requirements
- J.D. from an accredited law school; active bar membership (New York or California preferred).
- 8+ years of legal experience, with meaningful time at a top-tier law firm followed by in-house experience at a high-growth technology or fintech company.
- Demonstrated experience advising on servicing, collections, and litigation matters in consumer finance.
- Strong business judgment; ability to identify and escalate material legal risks and propose practical solutions to business partners.
- Experience with AI and building automated workflows.
- Highly organized with exceptional attention to detail and the ability to manage a high-volume, multi-workstream portfolio.
- Can-do attitude and a willingness to jump in where needed.

## Compensation & Benefits
- Annual starting salary range of $220,000 - $270,000 + equity + benefits.
- Meaningful start-up equity.
- 100% health, vision & dental primary coverage; 75% for dependents.
- Catered lunches and dinners.
- $250/month commuter benefit.
- Parental leave.
- Team building events.
- Flexible PTO with a minimum of 15 days off per year.
- 401(k) plan.
- Relocation assistance.

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