# Bank Accounting and Regulatory Reporting Senior Associate

**Company:** [Upstart](https://hotfix.jobs/companies/upstart)
**Location:** Remote
**Role:** Finance & Accounting
**Salary:** $106k – $146k/yr
**Experience:** 5+ years
**Skills:** Regulatory Reporting, Call Reports, Fr Y-Series Reports, Fdic Filings, U.S. Gaap, Reconciliations, Data Validation, Financial Controls, Sec Filings, Process Improvement
**Posted:** 2026-06-16

> Prepare and review bank-specific accounting records and regulatory filings (Call Reports, FR Y-series) for Upstart Bank and BHC. Ensure accuracy through reconciliations, partner cross-functionally, and support audits and process improvements.

## Job Description

## Responsibilities
- Prepare and review certain Bank-specific accounting records.
- Prepare, review, and support the timely submission of regulatory filings, including Call Reports, FR Y-series reports, FDIC filings, and other required regulatory reports.
- Perform reconciliations, validations, and analytical reviews to ensure the completeness and accuracy of reported information.
- Partner with Accounting, Treasury, Risk, Operations, and Data teams to gather, validate, and understand data used in regulatory reporting.
- Partner with Financial Reporting team to support bank-related disclosures included in SEC filings, including regulatory capital, deposits, and liquidity ensuring underlying data, analyses and supporting documents are accurate, complete, and consistent with regulatory requirements.
- Research regulatory reporting instructions and guidance and assist in implementing reporting changes resulting from new products, business activities, or regulatory updates.
- Identify reporting issues, data inconsistencies, and control gaps, and recommend practical solutions to improve reporting quality and efficiency.
- Support regulatory examinations, internal audits, and external audits by preparing documentation and responding to information requests.
- Maintain regulatory reporting procedures, controls documentation, and reporting evidence in accordance with governance requirements.
- Contribute to process improvement and automation initiatives that enhance reporting accuracy, efficiency, and scalability.

## Requirements
- Bachelor’s degree in Accounting, Finance, Economics, Business, or a related field (or equivalent practical experience).
- 5+ years of experience in accounting, finance, regulatory reporting, or a related function within a regulated financial institution.
- Experience preparing, reviewing, or supporting bank regulatory reports, including Call Reports, FR Y-series reports, or similar regulatory filings.
- Experience performing reconciliations, controls, data validation, and analytical review procedures.
- Experience supporting internal audits, external audits, or regulatory examinations.

## Nice-to-Haves
- Experience working in a bank, fintech with a bank partner, or other regulated financial institution.
- Knowledge of FDIC, Federal Reserve, OCC, and FFIEC reporting requirements and instructions.
- Knowledge of U.S. GAAP and its interaction with regulatory reporting requirements.
- Experience working with regulatory reporting systems, data warehouses, or reporting automation tools.
- Skills in identifying process improvement opportunities and partnering with cross-functional teams to implement solutions.
- CPA or other accounting and financial reporting professional certification.

## Compensation & Benefits
- Base salary range: $105,500–$145,900
- Target bonuses and equity compensation that vests quarterly
- 401(k) with company match of $2 for every $1 contributed, up to $15,000 annually
- Employee Stock Purchase Plan (ESPP)
- Comprehensive health coverage (medical, dental, vision)
- Health Savings Account contributions
- Life insurance and disability coverage
- Paid time off, sick leave, and company holidays
- Paid family and parental leave
- Employee Assistance Program (EAP)

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