# Software Engineer, Upstart Bank

**Company:** [Upstart](https://hotfix.jobs/companies/upstart)
**Location:** Remote
**Role:** Backend Engineering
**Salary:** $131k – $154k/yr
**Experience:** 2+ years
**Skills:** Java, Kotlin, Python, Go, APIs, Backend Services, Distributed Systems, Kafka, gRPC, Cloud-Native Architectures
**Posted:** 2026-07-13

> Software Engineer on the Upstart Bank team building scalable backend systems, services, and APIs in a regulated fintech environment. Requires 2+ years experience, proficiency in a modern language (Java, Python, Go, etc.), and strong fundamentals; fintech or regulated industry experience preferred.

## Job Description

## How you’ll make an impact

- Design, build, test, and maintain scalable backend systems, services, and APIs supporting Upstart Bank initiatives
- Deliver high-quality software while partnering with senior engineers on medium-to-large engineering projects
- Translate business, operational, and regulatory requirements into reliable, maintainable software
- Improve system reliability, observability, and operational excellence across backend services
- Participate in technical design discussions while growing engineering depth and technical ownership
- Collaborate closely with Product, Compliance, Legal, Risk, Finance, Operations, and Engineering to deliver high-quality software
- Uphold a high engineering bar through thoughtful implementation, testing, code review, and operational ownership
- Demonstrate curiosity, adaptability, and a willingness to learn while contributing to a growing engineering organization

## Minimum Qualifications

- Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience)
- 2+ years of software engineering experience
- Experience building production backend or full-stack software systems
- Experience working with APIs, backend services, or web applications
- Proficiency in at least one modern programming language such as Java, Kotlin, Python, Go, or similar
- Strong engineering fundamentals around software design, testing, debugging, and operational ownership
- Ability to work effectively in ambiguous, cross-functional environments

## Preferred Qualifications

- Experience working in fintech, financial services, payments, or another regulated industry
- Familiarity with distributed systems, cloud-native architectures, Kafka, gRPC, or similar backend technologies
- Experience building reliable backend services, APIs, or platform software
- Experience collaborating across Product, Compliance, Operations, and Engineering teams
- Proven ability to thrive in collaborative, self-directed, remote, and in-person environments
- Curiosity, adaptability, and a desire to continuously learn new technologies and business domains

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**Apply:** https://hotfix.jobs/jobs/6df7ca9a-9963-4258-b57c-a47062635582
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