# Member of Technical Staff - Full Stack, Credit

**Company:** [Stuut](https://hotfix.jobs/companies/stuut)
**Location:** New York, NY, San Francisco, CA
**Role:** Fullstack Engineering
**Salary:** $185k – $250k/yr
**Skills:** Python, Postgres, Snowflake, AWS, Dbos, Policy Engines, Decision Systems, Ledgers, Reconciliation, Idempotency, Audit Trails, Data Provenance, Failure Recovery, System Design
**Posted:** 2026-09-03

> Build full-stack credit and financing systems that turn complex financial data into deterministic, explainable, and auditable decisions. The role requires strong product engineering and systems design judgment, financial systems experience, and high proficiency in Python, PostgreSQL, Snowflake, and AWS.

## Job Description

## Responsibilities
- Build and own core systems powering credit and financing products, including trade credit, receivables financing, and payment plans.
- Develop reliable exposure, balance, eligibility, and limit calculations across complex financial data.
- Design deterministic policy and decision systems with explainable, auditable credit outcomes.
- Model financial state across invoices, payments, credits, disputes, orders, and related events.
- Safely handle delayed, duplicated, missing, or conflicting upstream data.
- Create controls for reconciliation, idempotency, stale state, overrides, corrections, and failure recovery.
- Integrate external credit data and internal behavioral signals into decision workflows.
- Partner with product, data, and operations to translate customer workflows into scalable product behavior.
- Build reusable credit-domain primitives without customer- or ERP-specific logic in the core system.

## Requirements
- Experience building credit, lending, payments, accounting, or other financial systems where correctness and controls matter.
- Experience with deterministic policy engines, decision systems, ledgers, balance calculations, or exposure systems.
- Understanding of reconciliation, idempotency, audit trails, data provenance, and failure recovery.
- Ability to reason through incomplete, delayed, duplicated, or contradictory financial data.
- Strong systems design and product engineering judgment.
- Ability to trace financial results to how they were produced.
- High proficiency in Python.
- Experience with PostgreSQL, Snowflake, and AWS.
- Ability to work closely with product teams and own problems end to end in a high-growth startup.

## Nice to Have
- Deep credit expertise.
- Experience with DBOS.

## Compensation and Benefits
- Salary and equity package.
- Medical, dental, and vision insurance coverage for U.S.-based full-time employees.
- 401(k) and match.
- Equity.
- Flexible PTO.
- Parental leave.

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