# Credit Card Counsel

**Company:** [Brex](https://hotfix.jobs/companies/brex)
**Location:** New York, NY, San Francisco, CA, Salt Lake City, UT, Seattle, WA
**Role:** Legal
**Salary:** $220k – $270k/yr
**Experience:** 4+ years
**Skills:** tila, regulation z, ecoa, regulation b, udap/udaap, visa, mastercard, american express, discover, Data Privacy, artificial intelligence, Automation, contracting, intellectual property, card network rules
**Posted:** 2026-08-12

> Provides embedded legal counsel to engineering, product, and design teams developing regulated spend management and fintech products. The role requires at least four years of legal experience, relevant credit or lending regulatory knowledge, and admission to practice law.

## Job Description

## Responsibilities

- Serve as the embedded legal partner to engineering, product, and design teams building spend management software, including budgets, policies, approvals, and audit and controls.
- Provide pragmatic, actionable advice on requirements and best practices for existing and new spend management software features.
- Advise on the regulatory and commercial implications of product architecture, data flows, automation and AI features, integrations, and feature design.
- Help teams make sound build-versus-defer decisions.
- Advise cross-functional partners on credit, lending, card network, software, data privacy, and product regulatory questions.
- Advise on product and marketing collateral, customer communications, and disclosures for spend management software products.
- Draft, update, and maintain customer agreements, terms, disclosures, and feature-level terms.
- Support data handling, integration, and partner arrangements related to product launches.

## Requirements

- **4+ years** of experience in a combination of law firms and technology or fintech companies, ideally advising on credit card, lending, and commercial matters for regulated financial or technology products.
- Familiarity with federal, state, and international credit, lending, and card laws and regulations, including TILA/Regulation Z, ECOA/Regulation B, UDAP/UDAAP, card network rules, and required disclosures.
- Excellent written and verbal communication skills, including internal memos, guides, and presentations and external customer agreements, terms, disclosures, and communications.
- Ownership mentality and comfort working on complex matters requiring sound judgment.
- Entrepreneurial mindset and ability to work in a fast-paced environment.
- Law degree and admission to practice in at least one jurisdiction.
- Willingness to support other products and topics as a team player.

## Nice-to-haves

- Prior in-house counsel experience at a scaling fintech, payments, or software company.
- Experience advising on AI and automation features.
- Experience negotiating or managing bank partner and card network relationships.
- Experience interacting directly with regulatory agencies.

## Compensation

- Expected salary range: **$220,000-$270,000 USD**.
- Starting base pay depends on factors including location, skills, experience, market demands, and internal pay parity.
- Equity and other forms of compensation may be provided as part of the total compensation package.

## Work Arrangement

- Hybrid role based in the New York City office.
- Minimum of three coordinated days in the office per week: Monday, Wednesday, and Thursday.

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